动态拨备规则的西班牙经验及其在中国实施的可行性分析

文章基于预期损失模型分析了动态贷款损失拨备规则的作用机制,并总结了西班牙实施动态拨备规则的模式和实施效果。研究表明,动态拨备规则能提高银行体系的风险缓冲能力和增强其稳健性,并可作为危机后抑制银行顺周期行为的逆周期资本监管措施的重要补充工具。文章认为我国短期内全面推行动态拨备规则的条件和时机并不具备,但我们应借鉴西班牙动态拨备经验,与《新巴塞尔资本协议》的国内实施时间表相结合,适时改革和推出符合中国国情的银行业前瞻性拨备制度,提高国内银行的风险管理和抵御冲击能力。     

顾客体验、品牌认同与品牌忠诚的关系研究——以苹果手机的青年顾客体验为例

将苹果手机的青年顾客体验分为产品体验、服务体验、情感体验和社会体验四个维度,并在此基础上构建苹果手机青年顾客体验的各维度与品牌认同、品牌忠诚的关系模型。结果表明,苹果手机的青年顾客体验的各个维度对其品牌认同的影响是显著的,而青年顾客的品牌认同在其顾客体验与品牌忠诚的关系中发挥着中介作用,这为相关企业的营销活动提供了启示。     

员工创造力与绩效结果和情感结果的关系

利用问卷调研数据,运用层次回归方法,探索了员工创造力与绩效结果(员工总体绩效)和情感结果(工作满意度、情感承诺和持续承诺)的相关关系,检验了创造性角色认同和创造性努力在上述关系中所起的中介作用和调节作用。研究结果表明:员工创造力与员工总体绩效、工作满意度、情感承诺和持续承诺之间存在显著的正相关关系;创造性角色认同在员工创造力与员工总体绩效、工作满意度、情感承诺和持续承诺的关系中起中介作用;员工的创造性努力在员工创造力与创造性角色认同之间起正向的调节作用。     

企业债券的设计与营销

与国债市场相比,我国企业债券市场的发展一直显得相对滞后与缓慢,其原因除了融资观念的局限和融资政策的不完善之外,还与企业债券本身缺乏吸引力有关。本文通过借鉴成熟资本市场企业债券发行的成功经验,说明加快我国企业债券市场发展,改善企业融资结构的关键在于企业债券的创新与营销策略,提高企业债券的投资价值     

The impact of job security on job satisfaction in economic contractions versus expansions

Job security, often measured using the perceived risk of job loss in the near future, is a significant determinant of job satisfaction. We posit that the impact job security has on job satisfaction is not only a function of how likely it is that a worker loses a job but also how likely it is that a worker could find another. The effect this has on worker job satisfaction then is different depending on whether perceived job loss occurs (or not) when job openings are scarce or when job openings are plentiful. We use difference-in-differences analysis of the 1997 and 2008 waves from the National Study of the Changing Workforce to show that three measures of job security increase private sector worker job satisfaction, and reduce worker incentives to quit, more when job openings are relatively scarce (during contractions) than when job openings are relatively plentiful (during expansions). We find that our results are strongest among less-educated workers.     

The Next Great Depression II: The Impending Financial Collapse

I seek to put social provisioning into perspective with regard to the financial instability issue in capitalism. My analysis rests on an institutionalist-Minskyian endogenous instability assumption and maintains that monetary/financial stability is a peculiar public good or specific commons since it concerns all of society and its viability in time, not individuals involved in private financial relations. Consequently, the provision of financial stability becomes essentially a matter of public policy and requires the intervention of public power in order to prevent finance from becoming a public “bad.” This result relies on the distinction between private “normal” goods and ambivalent/transversal money (and related financial relations). I point to the necessity of a public organization and tight regulation of finance and financial markets, when standard equilibrium models assume that social optimum and stability can be provided by private self-adjustment and market prices mechanisms.     

公司高管减持同伴效应与股价崩盘风险研究

高管大批量集中减持现象一直倍受市场关注,但现有研究主要关注内部人信息优势和公司治理等内生因素对其减持行为的影响,较少考察外部因素的作用。本文基于同伴效应视角,研究同伴公司高管减持对公司高管减持行为的外生影响及其经济后果。研究发现,公司高管减持过程中存在明显的同伴效应现象。同时,高管减持同伴效应受环境不确定性、行业或市场地位和高管职位层级的显著影响,特别是在高科技行业中表现尤为明显。而且,该同伴效应对公司、行业及地区三个层面的股价崩盘风险均存在显著正向影响。进一步研究发现,高管清仓式减持会引发更严重的同伴效应现象,并加剧了崩盘风险的上升。本研究对内部人交易监管和资本市场风险防范等实践具有重要启示。     

Customer participation in the service encounter

This paper considers the role of service customers in those service encounters where the customer participates in the service production and delivery process, and the customer factors, motivations and incentive mechanism to participate in service delivery are analyzed. This study explores the relationship between service quality and service customer participation in the service encounter and the effect of customer participation on service providers＇ job stress. Finally, the management implications about customer participation in the service encounter from the findings are discussed.     

发展低碳经济的国际经验及启示

从整体看,发达国家在发展低碳经济方面启动较早,政策工具多样,值得我国深入研究和借鉴。本文对英、美、德等国家发展低碳经济的政策进行了分析比较,对我国积极促进低碳经济的发展和低碳社会的形成提出了几点启示。     

Hidden underemployment among Irish farm holders 2002–2011

This article examines the scale of hidden underemployment on Irish farms from 2002 to 2011. We provide a measure of hidden underemployment that is not captured by the national-level statistics. Hidden underemployment can be attributed to a number of factors relating to inadequate employment situations as described at the 16th International Conference of Labour Statisticians such as low productivity, the poor utilization of skills and other factors specific to agriculture. We place particular attention upon the potential role of off-farm labour supply in solving the underemployment problem. We utilize a two-stage residual inclusion model and a random effects probit model to examine the forces behind farm underemployment. We utilize a fixed effects model to examine the factors driving the severity of farm underemployment. Our findings suggest that instances of hidden underemployment increased between 2002 and 2011. Hidden underemployment appears to be a stubborn problem and is related to the absence of off-farm employment, low yield, livestock intensity and smaller than average farm size in the sheep and drystock cattle sectors in particular.     

注册会计师职业倦怠对工作满意度的影响研究

在借鉴国外研究文献的基础上,本文通过对248份调查问卷资料进行分析,发现注册会计师职业倦怠的不同维度对工作满意度的内部维度具有不同的影响。本文扩展和深化了对注册会计师职业倦怠与工作满意度之问关系的认识。     

电子商务在汽车营销中的应用展望

结合国外汽车厂商的营销模式,总结了目前国内汽车厂家所采用的几种汽车营销模式,分析了每种营销模式的现状以及发展前景,指出我国汽车营销应重点发展基于目前蓬勃发展的电子商务的网络直销模式上。     

War versus peace: does military officer quality adjust?

In this study, we demonstrate the quantity–quality trade-off between the size of the U.S. military force and the quality of its junior military leaders. We employ a difference-in-differences methodology and compare measures of job performance before and after to show that in periods of military force expansion, the average quality of U.S. Marine officers decline; the converse holds in times of relative peace. This has implications for both military effectiveness and understanding labour market dynamics.     

Six Misconceptions of Procompetition Policy

Original institutional economists and the transaction cost economist, Oliver Williamson, have inquired into social provisioning of goods and services. Original institutional economists could build upon the achievements of Williamson’s static approach. This might be done by incorporating the struggle for power into his analysis of governance structures. The struggle for power, which might be socially motivated, materializes in the form of a change in (i) mark-up, (ii) the institutional environment of governance structures, (iii) the instruments of governance structures, or (iv) the dimensions of transactions. A series of behaviors might be enforced that endorse these changes. Simultaneously, rules might be circumvented by bounded socialized actors who oppose them. In turn, this fosters further amendments, as I show by references to Obamacare.     

日本发展生态农业的经验

我国与日本在生态农业发展条件方面有很多相似之处,但日本生态农业发展的水平却远超过我国,日本发展生态农业的经验可给我们一定的启示.