二十年的等待--访瑞典商业银行北京代表处首席代表安一帆

入世一槌定音,外资银行纷纷在中国开展业务、抢占市场.从媒体上热烈的讨论中,我们感觉到外资银行对这个庞大市场强烈的渴望.     

2005:企业经营环境--最好的20个经济体

世界银行集团的一份最新报告显示,东亚与太平洋地区的6个经济体--新西兰、澳大利亚、新加坡、日本、香港和泰国跻身于世界上经营环境最宽松的20个经济体。 然而,报告发现,与世界上其他地区相比,东亚国家在执行商业合同方面的成本依然是最高的,平均达到人均收入的45％。它们在解雇员工方面的成本也是最高的,解雇一名员工的解雇费、罚款和通知平均达到相当于79周的工资。     

Competition and Insurance Twenty Years Later

We are honored to address the European Group of Risk and Insurance Economists and will take the opportunity to make some reflections on the rather uneasy relationship between insurance and competition. Economists generally prescribe competition as a solution for markets that do not work well. Competition allocates resources efficiently and encourages innovation and attention to what customers want. Insurance markets differ from most other markets because in insurance markets competition can destroy the market rather than make it work better. One of the dimensions along which insurance companies compete is underwriting—trying to ensure that the risks covered are “good” risks or that if a high risk is insured, the premium charged is at least commensurate with the potential cost. The resulting partitioning of risk limits the amount of insurance that potential insurance customers can buy. In the extreme case, such competitive behavior will destroy the insurance market altogether. A simple model illustrates.     

20年地产记忆

如果说,1998年到2007年是中国房地产史上最引人瞩目的十年,那么,在此恢宏背景下的2008年正处于一个敏感的时间窗口,就势必成为中国房地产发展史上关键的一年。     

国际活跃银行20年发展规律及启示

通过对决定国际排名前20家大银行20年变迁的内外因素分析,我们总结出20家大银行20年沉浮的六点主要发展规律。任何银行的经营都会受经济周期波动风险影响,而全球各地经济周期的趋同势头加快。国际银行业和美欧日地区银行业20年发展历程充分表明,银     

风雨坎坷路 盘旋高歌行——20年评估历程随想

回顾山西资产评估行业20年风雨历程,山西评估行业在改革中前进,探索中发展,发展中创新。2004年5月,中国资产评估协会副会长、秘书长刘萍在山西省注册评估师协会成立十周年大会上说：”山西资产评估与我国资产评估行业同步成长与发展,是全国评估行业十年风雨,十年征程的实践者、见证者,     

Futures studies comes of age: twenty-five years after The limits to growth

Twenty-five years ago, the publication of The limits to growth marked a period of accomplishments in the futures field. Today, futures studies is experiencing another burst of development and is ready to move more fully into mainstream intellectual life and the standard educational curriculum. In addition to continued work on methods, theory, and empirical research, the resolution of three issues might help persuade established academic communities of the serious purposes and sound intellectual contributions of futurists. They are (1) the adoption of an adequate theory of knowledge (critical realism is proposed), (2) the recognition that prediction does play a role in futures studies (so we can deal explicitly with the philosophical challenges it poses), and (3) the formulation and justification of core values (so we have a valid basis by which to judge the desirability of alternative futures). I propose a critical discourse among futurists in order to resolve each issue. The desire to make futures thinking a part of everyone's education is not, of course, mere futurist chauvinism, but is based on the conviction that futures studies has important contributions to make to human well-being.     

Twenty years of minority PhDs in accounting: Signs of success and segregation

This study examines the minority status of the 3213 individuals who have earned U.S. accounting PhDs in the last 20 years and considers the relative progress along the academic pipeline of minority graduates. Overall, this study indicates that minority accounting PhD graduates are making greater progress along the academic pipeline than that indicated in many other disciplines. However, the study finds that while accounting doctoral graduation rates of minorities are increasing they have not reached parity with population rates or academia in general. While the overall cohort of minority graduates appear, on average, to have patterns of employment and promotion similar to the non-minority graduates, recent minority PhD graduates are attending significantly lower ranked schools than either earlier minority graduates or their more recent non-minority peers and are gaining employment in lower ranked institutions than their non-minority peers. The findings suggest that while there are signs of success in minority progress, there are also signs of segregation.     

A further inquiry into the scholarly productivity of academic accountants: Twenty years of evidence from classes of 1980-82

Scholarly productivity is a key component of faculty evaluation at many universities. In fact, under current accreditation standards promulgated by the AACSB, faculty members must remain academically qualified in research. Here we provide evidence regarding faculty research productivity. The determinants of faculty productivity are estimated with data spanning a 20 year period for 487 accounting doctoral graduates during the years of 1980-82. Sample statistics reveal that a relatively small portion of researchers produce over half of the sample's articles. Also, our regression results suggest that top-tier institutions of first hire, larger department size of initial hire, and the experience within academic ranks are all positive determinants of scholarly productivity. Conversely, research output is reduced with increased time spent teaching and accepting an initial hire at a public rather than a private institution.