供应链金融存货质押融资银行贷款风险控制

为降低商业银行在提供供应链存货质押融资服务时面临的贷款风险,分析不同采购量和质押率下贷款风险价值,确定风险临界采购量和质押率以及最小贷款风险采购量。研究表明,商业银行可以在提供存货质押融资服务时根据零售商提供的差异质押存货数量设定贷款限额以降低银行贷款和核心企业的担保风险。     

国内知识产权质押融资发展实践及对广东的启示

知识产权质押融资是科创金融的重要组成部分.近年来,广东知识产权质押融资发展面临着适应科技创新发展要求的知识产权质押融资服务平台建设有待加强;知识产权评估、流转、处置体系建设水平难以跟上科技创新发展步伐等几方面困难和挑战.本文系统梳理了目前国内代表性地区在发展知识产权质押融资中形成的一些可行经验和做法:一是建设覆盖全域的...     

知识产权质押融资的制约因素分析及对策

知识产权质押融资是一种新的融资模式,它打破了以往实物抵押的贷款方式,进一步拓宽了中小企业的融资渠道。由于知识产权是一种无形资产,这就决定了其价值评估的困难。本文分析了知识产权质押贷款的现状与制约因素,并提出了知识产权质押融资的发展对策,以探索出一条适合中小企业融资的新途径。     

知识产权质押融资的制约因素分析及对策

知识产权质押融资是一种新的融资模式,它打破了以往实物抵押的贷款方式,进一步拓宽了中小企业的融资渠道.由于知识产权是一种无形资产,这就决定了其价值评估的困难.本文分析了知识产权质押贷款的现状与制约因素,并提出了知识产权质押融资的发展对策,以探索出一条适合中小企业融资的新途径.     

知识产权质押融资中的政府政策配置研究

科技型中小企业是技术创新的主力军,知识产权质押融资能为科技型中小企业解决融资难题。从政府视角在认知知识产权质押内涵的基础上,分析了知识产权质押融资的5个特点,探索了政府在知识产权质押融资推进中两大政策支持模式,研析了知识产权质押融资的3种模式,旨在提升政府引导知识产权质押融资的有效性,突破中小科技型企业的融资瓶颈。     

宁夏中小企业知识产权质押融资模式构建初探

知识产权质押融资是一种新型的融资模式,它打破了以往以实物抵押的贷款方武,拓展了中小企业融资渠道,已成为科技金融体系的重要组成部分。文章零过对宁夏开展中小企业知识产权质押融资必要性及意义的探讨,比较分析了国内外知识产权质押融资模式特点及优劣,构建了宁夏中小企业知识产权质押融资模武。     

知识产权质押的风险及防范对策

知识产权质押贷款是科技型小企业融资的一种途径。这一业务仍面临估值、处置交现和法律等方面的风险以及知识产权市场交易不活跃、质押登记不规范、中介机构良莠不齐等障碍。应通过提高风险管控能力,为知识产权退出、变现创造有利条件来推动知识产权质押贷款业务的开展。     

关于中小企业利用应收账款质押融资问题的思考

按现代金融理论的解释,中小企业融资的最大特点是"信息不对称",由此带来信贷市场的"逆向选择"和"道德风险",商业银行为降低风险,降低了它们在中小企业贷款方面的积极性。应收账款质押融资的运用,将成为解决中小企业融资难的一项有力措施。因此,文章从对应收账款质押融资的含义和可行性分析入手,提出了银行和企业双方应加强应收账款质押贷款风险的防范工作。文章认为,在我国开展应收账款质押贷款是解决中小企业流动资金临时周转困难的有效方式之一。     

中小企业知识产权质押贷款的风险分析与模式构建

知识产权质押贷款有利于破解中小企业融资困境,然而贷款本身存在着各种各样的风险。本文主要从法律与经济两个层面对知识产权质押贷款的风险进行归类与分析,在此基础上结合我国实际情况构建了银政企合作的多方共赢的质押贷款模式。这种模式安全有效,有利于突破知识产权质押贷款发展的瓶颈。     

高新技术企业的知识产权质押融资

企业知识产权质押融资,是指企业以其拥有的知识产权（商标专用权、专利权、著作权等）为质押标的物,向银行申请贷款的一种融资形式。知识产权质押作为担保物权的一种重要形式,在现代社会中发挥着越来越重要的作用,它不仅是知识产权自身价值的体现;同时,从整个担保与融资市场上来看,它还具有担保价值与融资价值     

Pleasure and belief in Hume's Decision Process

Abstract

The purpose of this paper is to introduce explicitly pleasure and belief in what aims at being a Humean theory of decision, like the one developed in Diaye and Lapidus (2005a). Although we support the idea that Hume was in some way a hedonist – evidently different from Bentham's or Jevons' way – we lay emphasis less on continuity than on the specific kind of hedonism encountered in Hume's writings (chiefly the Treatise, the second Enquiry, the Dissertation, or some of his Essays). Such hedonism clearly contrasts to its standard modern inheritance, expressed by the relation between preferences and utility.

The reason for such a difference with the usual approach lies in the mental process that Hume puts to the fore in order to explain the way pleasure determines desires and volition. Whereas pleasure is primarily, in Hume's words, an impression of sensation, it takes place in the birth of passions as reflecting an idea of pleasure, whose “force and vivacity” is precisely a “belief”, transferred to the direct passions of desire or volition that come immediately before action. As a result, from a Humean point of view, “belief” deals with decision under risk or uncertainty, as well as with intertemporal decision and indiscrimination problems.

The latter are explored within a formal framework, and it is shown that the relation of pleasure is transformed by belief into a non-empty class of relations of desire, among which at least one is a preorder.     

Globalization,Neoliberalism and the attack on social security

Neoliberal political movements advocate privatization of public pension systems. Globalization imposes pressure on nations to conform to neoliberal policy views with respect to the design and structure of social insurance, including public pension systems. The paper begins with an investigation of the economic, ethical and ideological dimensions of the privatization debates in the U.S.; it argues that privatization advocates may be largely moved by ideology, since the other reasons advanced appear weak or unfounded. The second part discusses the history of Social Security, the purposes for its creation, and some of its economic effects. Differences between public and private pension systems are considered. A brief international comparison of some aspects of public pension system finance and benefit structures is presented. The final section considers the ethical, macroeconomic and distributional implications of privatization, prefunding and payroll tax funding, and argues for a pay as you go system financed with income taxes. In order to promote equity, economic security, community, and social cohesion, public pension systems should be universal in coverage. In order to reduce the inequality, income insecurity, and aged poverty generated by market economies, public pension systems ought to be progressive: benefit/contribution ratios should be inversely proportional to income, and progressive income taxes should finance the system. To promote economic growth, the systems should be financed on a pay-as-you-go basis, and should not be prefunded except for an emergency reserve. The fiscal policy recommendations partially depend upon the theory developed by Abba Lerner in the 1940s, and recently advanced by Wynne Godley and Randy Wray: Lerner's “principle of functional finance.”     

John Stuart Mill's Theory Of Justice

John Stuart Mill has traditionally been portrayed as self-contradictory and failing to construct a unified social theory. Recent scholarship, however, has challenged this view, finding Mill's work to be creatively synthetic in bridging the antinomies inherent in liberal democratic thought. This revisionist interpretation of Mill is advanced by an understanding of his theory of justice and its role in shaping his policy positions on issues such as welfare, education, voting rights, property rights, taxation, government intervention, and the future of capitalism.     

A Rich Vein for “Reality Mining”北大核心CSSCISSCI

Arik Hesseldahl In the aftermath of the September 11 attacks, U.S. officials quickly turned their attention to other potential targets, including California's Golden Gate Bridge. What would happen if terrorists took down the bridge between San Francisco and Marin County? How much of the region would be affected and for how long?     

Solidified Branding Function: How the Urban Brand Affects a Small Town’s Development? Case Study of Wangqingtuo,Tianjin, China

Chinese small towns are usually developed with single core industry,and the urban brand is the identity of a town that formed with the development of its indust...     

Nonlinearity in Stock Exchange Markets: The Case of Bist 100 Indices

In this paper,using data for the Bist 100 index,we investigate the presence of nonlinearities by employing several nonlinearity tests.The Brock,Dechert,and Sche...     

Perspective on the Economic Evolution of the European Union States Under the Impact of the Pandemic and Financial-Economic Crisis

The European Union,which is at the beginning of its term of office for all Member States in the European Parliament,the European Commission,its governing body a...     

中国养活自己能力的长期预测:技术和政策分析

中国拥有世界五分之一强的人口 ,收入又在迅速增长。因此 ,国际上很自然地会考虑或推测她在今后的几十年是否有能力养活自己。中国的人口预计将从 2 0 0 0年的 1 2 8亿增长到 2 0 2 0年的 1 4 6亿 ,和 2 0 3 0年的 1 4 9亿。与此同时 ,人均收入的增长将导致对家畜和鱼类产品更大的需求 ,因而对饲料的需求也将有很大的增长     

Interest on reserves and inflation

The payment of interest on reserves has been a common practice in inflationary economies. This policy may seem paradoxical since it involves returning part of the seigniorage, generated by the inflation process, with the intention to finance the fiscal deficit. This paper argues that the motivation for this policy can be captured by the discretionary regime, where the policymaker pays interest on reserves because he is concerned with the erosion of real liquidity by inflation, which is in part beyond his control. However, this policy is an unlikely outcome in the commitment regime, where the policymaker is in full control of inflation.