基于项目管理环节的IT投入分析

随着信息化建设的快速发展,企业在IT软硬件方面不断地增加投入。在激烈的市场竞争环境中,降低IT投入,控制企业成本,提升企业竞争力,已经引起企业各级管理者的充分重视。然而,企业中业务和管理部门都会不断地提出新的业务发展和管理项目,这些项目大都需要IT软硬件投入。由于IT投入预算减少,IT部门很难更好地满足业务和管理部门的需求。     

云计算在城商行中的应用

随着城市商业银行各种业务数量和规模的增长和蓬勃发展,其对IT资源和管理水平的需求日趋旺盛,城商行运维成本也呈几何速度递增,IT建设资金和人力资源的消耗制约了银行在其核心业务上的精力和投入。城市商业银行自身的IT技术管理水平、有限的IT成本投入同日趋增长的业务需求的矛盾日益突出。云计算则为城商行发展中的IT支撑提供了一种理想、高效而又便捷的解决方案。     

商业银行开发中心的系统资源管理方法

IT基础设施是商业银行开发中心开展各项工作的基石,而基础设施资源又极其有限。如何结合开发中心自身发展需要、项目开发测试及运维等特点综合考虑管理资源,提高资源的整体处理能力和利用率成为摆在各家商业银行面前的重要课题。     

实施IT服务管理的前提：业务与IT整合

很多企业的IT经理、CIO和CEO或对自己企业的IT战略不甚详熟．或对哪些IT项目应当优先上马感到困惑。     

保险企业IT项目的绩效评估和管理

IT项目绩效评估与管理是从IT项目出发,明确项目成本的确定标准,量化项目产生的绩效,通过项目管理,提升项目绩效。开展IT项目绩效管理,强化IT成本意识,合理控制IT成本,提高IT绩效,逐步建立科学合理的绩效评估及管理体系,是保险企业信息化发展的必然之路。     

保险企业IT战略规划呼唤科学化的项目管理

我们知道,IT规划目标的实现离不开一系列IT规划项目的实施。保险企业实施IT规划项目具有投资高,风险大项目之间关联性强等特点,可以说规划项目实施的成败直接关系到未来保险企业整体IT战略的建立及核心竞争力的培育。因此,对于实施IT整体规划的保险企业来说,应努力塑造良好的规划项目实施外围环境,大力开展信息标准化建设工作,积极提升项目管理人员的科学化项目管理技能。     

轨道交通企业财务监控体系的研究

城市轨道交通企业作为集地铁建设、运营管理、资源开发等于一身的多功能、多元化综合性经济实体,涉及地铁及城市轨道交通项目的投资、筹划、建设、运营管理及沿线和相关地区、地下空间资源的开发管理等业务。随着地铁的迅速发展,资本投入的多元化、     

工程项目管理中IT应用咨询

将IT应用咨询服务引入建设项目的管理,借鉴了企业建立ERP系统时咨询服务的基本方法。虽然尚处探索阶段,但相信随着国内项目管理的不断发展,项目管理的模式、程序会逐渐规范,IT技术在建设项目的管理中会起更重要的作用将信息技术(IT)应用于建设项目管理,不是一个新的问题,国内许多大型项目都运用IT技术辅助进行项目管理。中国国际工程咨询公司(以下简称中咨公司)更是从上世纪80年代就开始,将IT技术应用到咨询服务领域。随着IT技术的迅     

浅议电网企业项目储备可研经济性与财务合规性评价管理

国家电网公司作为资本密集型的国有企业,电网发展任务重,投资规模大,投入项目多."十三五"是电网建设的高峰期,规划投资规模近2.4万亿元,比"十二五"增长33%.项目储备作为项目管理的入口,是投资决策的重要基础和依据.决策的节约是最大的节约,入口把住了,后续的项目管理和资金管理才能真正落实到位.加强项目储备管理,严格可研审查,严控投资估算,坚持优中选优,确保将有限资源用在最急需的项目上,既是应对当前宏观经济和售电增速下行,提升公司经营效益的现实需要;也是适应电力体制改革,确保所有项目符合投资监管要求,纳入有效资产认定范围并获得投资回报的前提条件.     

开发企业如何实现多项目运营管理

能够在同一时间运作多个处于不同建设周期的项目,是一个不动产投资企业管理团队成熟的标志,也是开发投资企业走向规模化的必然结果.然而多项目运作管理相对单个项目管理要复杂的多,它需要企业在多个项目之间协调和分配有限资源,获取最佳的项目实施组合.同时对企业的人力资源也提出了更高要求.这些困难,对项目的管理团队来说,并非无法克服,通过灵活运用现有管理工具,就可以构筑起企业多项目运作的管理基础,使之成为项目管理团队的一项重要的竞争能力.     

Almanac of anticipations: The age of affluence—of anticipation—of anxiety—of automation—of discontinuity—of longing—of overkill—of space exploration

With this survey of developments in the futures field since 1945, I.F. Clarke completes his present series for Futures. He makes two major points: that forecasting techniques have become essential tools in the management of change; and that nuclear weapons and ecological problems have added a moral dimension to the study of the future. In the next issue of Futures he will start a new series on the range of future-thinking in the USA, from the expectations of the first settlers to the Star Wars programme.     

基金公司经营融资融券业务的问题审视

融资融券业务正式运营已经开展,为证券市场带来了革命性的改革,作为证券市场的一大主体,基金公司面对融资融券也迎来了新的发展方向和挑战,本文从融资融券业务的运行机制入手,分析了基金公司融资融券的新契机,并对其即将面临的问题进行审视和剖析,进而提出策略建议.     

对基层人民银行科技工作的几点建议

银监会分设后,人民银行将专司货币政策、金融稳定、金融服务三大职能。作为人民银行的分支机构,基层人民银行的工作重心也将从金融监管调整到这三大职能上来。人民银行的科技部门,就要积极运用科技手段,为人民银行履行新的职能发挥“服务、支持、促进、发展”的作用。一、围绕三大职能搭建五大平台经过“六五打基础、七五作准备、八五大发展”几个阶段后,人民银行相继实现了核算电算化、清算网络化和办公信息化。特别是近一两年来,陆续开通了大额支付系统、信贷登记咨询系统、会计四集中系统、金融信息服务网站等系统,人民银行信息化水平又…     

社会主义所有制形式的改革、完善与共产党执政能力的提高

在中国,所有制形式的调整、改革与完善,先进生产力的发展,党的执政能力建设,是社会主义建设过程中密切结合在一起的三个不同层面的发展关系.应在相互促进和共同提高中促进社会的和谐发展,保证社会主义现代化建设战略目标的顺利实现.     

Summary of Results of Survey of Seminar Attendees

Abstract

The Society of Actuaries undertook a three-phase research project on mortality improvement in the three NAFTA countries: Canada, Mexico, and the U.S. Phase 1 consisted of a literature review of papers on projecting mortality levels in the future and a study of the trend in mortality improvement during this century. Phase 2 consisted of a discussion of different facets of modeling mortality rates at a seminar attended by 79 experts (actuaries, demographers, economists, and medical researchers) representing different countries. The last session of the seminar consisted of the completion of a survey by the attendees to obtain input for Phase 3, which would analyze the impact of mortality improvement on the social security system of each country. This paper summarizes the results of the survey.

The survey results illustrate the difficulty in forecasting mortality levels, because the effects of many factors that could have significant impact on mortality rates are unknown. This suggests the need for dynamic forecasting, which allows for the possibility of random shocks. A majority of the survey respondents believe that stochastic forecasting models, despite their complexity, have significant potential to add value. Respondents also believe that both historical data and cause-specific mortality forecasts are useful as input and also in validating forecasts of the aggregate levels of mortality. The challenge is to develop more sophisticated forecasting models to produce results that are relatively easy to interpret and to communicate these results to the desired audiences, including the public and policymakers.

The survey results suggest that the aggregate effect of lifestyle changes, medical advances, diseases, catastrophe, and physical environmental changes is an increase in life span. However, there is much uncertainty about the future. Respondents expect that beyond the year 2020 the mean annual rate of reduction in mortality for males age 65 and over will average about 0.58% for Canada, 0.76% for Mexico, and 0.67% for the U.S. The results for the female age 65 and over population are 0.64%, 0.83%, and 0.70%, respectively. The age 65 and over population is expected to see larger percentage reductions in mortality than the 0–14 and 15–64 populations. The reductions in male and female mortality will be ultimately the same, and the mortality levels in the three countries will ultimately converge, although differences may persist for decades.     

The Usefulness of Measures of Consistency of Discretionary Components of Accruals in the Detection of Earnings Management

Abstract:  Prior research has shown the prevalence of measurement error in models used to estimate aggregate discretionary accruals. In these models, the incremental information content of the various components of accruals is ignored. Limited prior research and data gathered from firms under Securities and Exchange Commission (SEC) litigation indicate that managers use either one or more than one component of accruals simultaneously, in a consistent way to manipulate bottom-line earnings in a given direction. I propose two measures that capture the consistency between the discretionary components of accruals and test their significance in earnings management (EM) detection in firms that have artificially added accrual manipulation and firms that were targeted by the SEC for accrual manipulation. There is evidence that this information is incrementally useful in detecting EM. This finding paves the way for improvements in the discretionary accruals measure by including consistency information from the components of aggregate accruals.     

Properties of time-series estimates of degree of leverage measures

Empirical studies suggest that time-series regression estimates of the degrees of operating and financial leverage have a tendency to produce measures less than one. According to ex ante theory, these measures should be greater than one for firms operating above the breakeven point. There have also been suggestions that the biases in these estimates may be attributable to an underlying increase in unit sales. This work presents evidence that these counter-intuitive measures are produced by changes in the firm's operating parameters (unit price, variable cost, fixed cost and interest payments). It further suggests that attempts to control for the underlying change in unit sales substantially increase the volatility of predicted estimates.     

浅议金融机构的举证责任

金融纠纷案件是当事人以存单或进账单、对账单、存款合同、保险单、票据、证券等凭证为主要证据向人民法院提出诉讼的案件,对于不同种类金融纠纷的当事人的举证责任,我国现行的金融法律、法规及司法解释有不同的规定。由于金融机构的特殊法律地位,发生金融纠纷时存在有关当事人将最后偿付风险转移给金融机构承担的主观故意,在客观上会使金融机构难以提供相应的证据来对抗不法债权人的诉讼请求,而导致金融机构败诉。为此,对金融诉讼案件中金融机构的举证责任加以研究具有重要的实践意义。     

Separation of Unit of Account from Medium of Exchange

The separation of a unit of account (UoA) from a medium of exchange (MoE) in the commodity–money system is investigated by considering explicitly a seller's choice of UoA in terms of either an MoE or a unit of metal weight. If the likelihood of debasement of an MoE and its rate are high enough, the price is posted in terms of a unit of metal weight rather than an MoE. Interestingly, this MoE–UoA separated equilibrium yields the flexible nominal price, whereas an MoE–UoA integrated equilibrium yields the sticky one. This implies the nominal price rigidity in the fiat‐money system where MoE and UoA are integrated.     

银行软件项目外包管理分析

一、引言随着国民经济的不断发展,银行业务与外部企业的联系越来越密切。银行正逐步成为现代经济活动的中心,作为数据处理核心的银行业务应用也越来越大型化、越来越复杂化,因此许多银行也把软件项目逐步由原来的自主开发转变为与公司合作的方式,或直接外包开发的方式,银行本身的技术人员也逐步由开发转向项目管理。二、项目外包的分类银行项目的外包有以下几种情况:①部分子系统外包,有时由于银行的软件项目太大,单靠银行自身的开发力量基本无法在预定的时间内完成项目,只好把相对独立的部分外包;②直接购买软件公司的成熟产品,有些金融软…