河北建行城市综合网监控系统的设计及实现

一、系统背景　　建设银行河北省分行城市综合网系统，是我行在原有综合网系统基础上新近开发的数据集中式综合网系统。该系统投入运行后，全省各地市行的数据将全部集中到省分行。该系统如不能正常运行，将直接影响全省各项业务的开展，造成严重的经济损失和不良社会影响。这样，全面监控该系统是否正常运行，及时处理各种系统隐患就显得十分必要。为此，我行及时开发了城市综合网监控系统，系统示意图如图1所示。　　系统监控内容包括：①实时监控省分行各服务器的运行情况；②实时监控各数据库运行情况；③有选择地实时监控全辖各网点网…     

由OPEN/TP 1.0移植到TUXEDO 6.5的方法

为了适应建设银行经营机制由粗放型向集约型的转变,按照建设银行总体发展规划,2001年底前原有以二级分行为单位建立数据中心的城市综合网系统(即银行柜面业务联网系统),将实现数据中心到一级分行的集中工作.由于大部分原有城市综合网系统软件采用的是以OPEN/TP 1.0为主的两层客户/服务器结构,为了保证数据集中系统的安全运行,需要将应用系统改造为采用成熟中间件产品的三层客户/服务器结构.下面是我行由OPEN/TP1.0向BEA TUXEDO 6.5移植的方法和经验.     

城市综合网储蓄事后监督系统的开发

城市综合网储蓄事后监督系统的开发建设银行河北省分行科技处陈庆来卢保健张立业李金波张克升一、问题的提出随着城市综合业务网络系统的开通,我行储蓄业务实现了全省通存通兑,这对储蓄事后监督软件系统提出了更高的要求。我们原来使用的单点事后监督系统已不适应实际业...     

砥砺奋进六十载情系燕赵谱新篇——写在中国建设银行河北省分行成立60周年之际

2013年,中国建设银行迎来了60华诞.60年来,建设银行河北省分行始终以改革发展大局为重,紧紧围绕国家和地方经济发展中心,立足服务实体经济,积极调整自身职能,与时俱迸地丰富完善业务功能,勇于改革创新和承担社会责任,努力推动河北省地方经济社会发展.截至目前,建设银行河北省分行已经发展成为一家总资产过5 500亿元,744个机构网点遍布全省各地,基础金融产品过百种的现代化商业银行.     

进口付汇数据导入过程中存在的问题及建议

2006年底,新版国际收支统计监测系统上线运行,建设银行和招商银行作为试点,采用了进口付汇核销数据由新版国际收支统计监测系统直接导入贸易进口付汇监管系统的方式。本文就建设银行陕西省分行和招商银行西安分行的数据导入过程进行分析,提出了存在问题和建议,以期为其他银行付汇数据的顺利导入提供借鉴。     

由OPEN／TP 1.0移动到TUXEDO6.5的方法

为了适应建设银行经营机制由粗放型向集约型的转变，按照建设银行总体发展规划，２００１年底前原有以二级分行为单位建立数据中心的城市综合网系统（即银行柜面业务联网系统），将实现数据中心到一级分行的集中工作。由于大部分原有城市综合网系统软件采用的是以OPEN／TP１．０为主的两层客户／服务器结构，为了保证数据集中系统的安全运行，需要将应用系统改造为采用成熟中间件产品的三层客户／服务器结构。下面是我行由OPEN／TP１．０向BEATUXEDO６．５移植的方法和经验。一、移植的必要性严格地说，OPEN／TP１．０不能称之为…     

变“先机”为“胜机”——建行河北分行助力京津冀协同发展纪实

“随着京津冀协同发展上升为国家战略,北京的功能疏解和产业转移业已启动,这对河北省的积极影响是全方位、深层次的,是河北省面临的最大、最宝贵、最现实的机遇。”提起京津冀一体化,建设银行河北省分行程远国行长连用了三个“最”字,来表述河北省面临的机遇。机遇当前,如何发力？金融无疑是撬动京津冀协同发展的重要力量。程远国表示,建设银行河北分行以产品创新为突破,     

城综网电子汇划系统的设计与实现

根据人民银行现代化支付系统建设的总体部署,建设银行业务系统将分期分批与人民银行现代化支付系统进行连接,最终实现对跨行支付业务的全自动电子化处理。按照建设银行总行的安排,建设银行广东分行于2002年下半年至2003年年初对城市综合网电子汇划系统进行了重新开发,以使     

客户证券保证金系统的设计

详细介绍了建设银行吉林省分行客户证券保证金系统的系统设计目标、网络结构、运行平台,并对系统可行性作了分析。     

巧用AWK编制查询程序

巧用ＡＷＫ编制查询程序工商银行河北省张家口市分行科技科张玉海建设银行河北省张家口市分行人事处辛晓春ＸＥＮＩＸ系统是目前国内外比较流行的多用户分时操作系统，特别在金融界的应用日益广泛。银行业务由于其特殊性，大量“无用”数据仍须长期保存，以备需要时查询使...     

Almanac of anticipations: The age of affluence—of anticipation—of anxiety—of automation—of discontinuity—of longing—of overkill—of space exploration

With this survey of developments in the futures field since 1945, I.F. Clarke completes his present series for Futures. He makes two major points: that forecasting techniques have become essential tools in the management of change; and that nuclear weapons and ecological problems have added a moral dimension to the study of the future. In the next issue of Futures he will start a new series on the range of future-thinking in the USA, from the expectations of the first settlers to the Star Wars programme.     

社会主义所有制形式的改革、完善与共产党执政能力的提高

在中国,所有制形式的调整、改革与完善,先进生产力的发展,党的执政能力建设,是社会主义建设过程中密切结合在一起的三个不同层面的发展关系.应在相互促进和共同提高中促进社会的和谐发展,保证社会主义现代化建设战略目标的顺利实现.     

基金公司经营融资融券业务的问题审视

融资融券业务正式运营已经开展,为证券市场带来了革命性的改革,作为证券市场的一大主体,基金公司面对融资融券也迎来了新的发展方向和挑战,本文从融资融券业务的运行机制入手,分析了基金公司融资融券的新契机,并对其即将面临的问题进行审视和剖析,进而提出策略建议.     

对基层人民银行科技工作的几点建议

银监会分设后,人民银行将专司货币政策、金融稳定、金融服务三大职能。作为人民银行的分支机构,基层人民银行的工作重心也将从金融监管调整到这三大职能上来。人民银行的科技部门,就要积极运用科技手段,为人民银行履行新的职能发挥“服务、支持、促进、发展”的作用。一、围绕三大职能搭建五大平台经过“六五打基础、七五作准备、八五大发展”几个阶段后,人民银行相继实现了核算电算化、清算网络化和办公信息化。特别是近一两年来,陆续开通了大额支付系统、信贷登记咨询系统、会计四集中系统、金融信息服务网站等系统,人民银行信息化水平又…     

Properties of time-series estimates of degree of leverage measures

Empirical studies suggest that time-series regression estimates of the degrees of operating and financial leverage have a tendency to produce measures less than one. According to ex ante theory, these measures should be greater than one for firms operating above the breakeven point. There have also been suggestions that the biases in these estimates may be attributable to an underlying increase in unit sales. This work presents evidence that these counter-intuitive measures are produced by changes in the firm's operating parameters (unit price, variable cost, fixed cost and interest payments). It further suggests that attempts to control for the underlying change in unit sales substantially increase the volatility of predicted estimates.     

浅议金融机构的举证责任

金融纠纷案件是当事人以存单或进账单、对账单、存款合同、保险单、票据、证券等凭证为主要证据向人民法院提出诉讼的案件,对于不同种类金融纠纷的当事人的举证责任,我国现行的金融法律、法规及司法解释有不同的规定。由于金融机构的特殊法律地位,发生金融纠纷时存在有关当事人将最后偿付风险转移给金融机构承担的主观故意,在客观上会使金融机构难以提供相应的证据来对抗不法债权人的诉讼请求,而导致金融机构败诉。为此,对金融诉讼案件中金融机构的举证责任加以研究具有重要的实践意义。     

Summary of Results of Survey of Seminar Attendees

Abstract

The Society of Actuaries undertook a three-phase research project on mortality improvement in the three NAFTA countries: Canada, Mexico, and the U.S. Phase 1 consisted of a literature review of papers on projecting mortality levels in the future and a study of the trend in mortality improvement during this century. Phase 2 consisted of a discussion of different facets of modeling mortality rates at a seminar attended by 79 experts (actuaries, demographers, economists, and medical researchers) representing different countries. The last session of the seminar consisted of the completion of a survey by the attendees to obtain input for Phase 3, which would analyze the impact of mortality improvement on the social security system of each country. This paper summarizes the results of the survey.

The survey results illustrate the difficulty in forecasting mortality levels, because the effects of many factors that could have significant impact on mortality rates are unknown. This suggests the need for dynamic forecasting, which allows for the possibility of random shocks. A majority of the survey respondents believe that stochastic forecasting models, despite their complexity, have significant potential to add value. Respondents also believe that both historical data and cause-specific mortality forecasts are useful as input and also in validating forecasts of the aggregate levels of mortality. The challenge is to develop more sophisticated forecasting models to produce results that are relatively easy to interpret and to communicate these results to the desired audiences, including the public and policymakers.

The survey results suggest that the aggregate effect of lifestyle changes, medical advances, diseases, catastrophe, and physical environmental changes is an increase in life span. However, there is much uncertainty about the future. Respondents expect that beyond the year 2020 the mean annual rate of reduction in mortality for males age 65 and over will average about 0.58% for Canada, 0.76% for Mexico, and 0.67% for the U.S. The results for the female age 65 and over population are 0.64%, 0.83%, and 0.70%, respectively. The age 65 and over population is expected to see larger percentage reductions in mortality than the 0–14 and 15–64 populations. The reductions in male and female mortality will be ultimately the same, and the mortality levels in the three countries will ultimately converge, although differences may persist for decades.     

The Usefulness of Measures of Consistency of Discretionary Components of Accruals in the Detection of Earnings Management

Abstract:  Prior research has shown the prevalence of measurement error in models used to estimate aggregate discretionary accruals. In these models, the incremental information content of the various components of accruals is ignored. Limited prior research and data gathered from firms under Securities and Exchange Commission (SEC) litigation indicate that managers use either one or more than one component of accruals simultaneously, in a consistent way to manipulate bottom-line earnings in a given direction. I propose two measures that capture the consistency between the discretionary components of accruals and test their significance in earnings management (EM) detection in firms that have artificially added accrual manipulation and firms that were targeted by the SEC for accrual manipulation. There is evidence that this information is incrementally useful in detecting EM. This finding paves the way for improvements in the discretionary accruals measure by including consistency information from the components of aggregate accruals.     

Separation of Unit of Account from Medium of Exchange

The separation of a unit of account (UoA) from a medium of exchange (MoE) in the commodity–money system is investigated by considering explicitly a seller's choice of UoA in terms of either an MoE or a unit of metal weight. If the likelihood of debasement of an MoE and its rate are high enough, the price is posted in terms of a unit of metal weight rather than an MoE. Interestingly, this MoE–UoA separated equilibrium yields the flexible nominal price, whereas an MoE–UoA integrated equilibrium yields the sticky one. This implies the nominal price rigidity in the fiat‐money system where MoE and UoA are integrated.