新省钱经济：消费省钱新趋势

去年第三季度以来,我国经济出现较为严重的下滑,政府出台了一系列举措鼓励扩大内需。这些措施和政策中,除了去年出台的扩大政府投资之外。也酝酿在今年出台一系列鼓励居民消费的政策。同时。企业也在加强内功修炼。进行成本管理。寻找更加绿色节能的替代解决方案。许多技术在经济危机前早已存在,但只有经济危机会加速它们的普及。     

石狮市政府支持企业出口上保险

去年以来出口形势严峻,为帮助企业尽量减少出口风险,包括石狮在内的福建省省市各级政府出台扶持措施,鼓励支持出口企业参加出口信用保险。在政府的支持下,石狮10多家出口企业先后投了出口信用险,给出口货物系上了保险带。出口到有些国家风险会增大,保费也较高,不少出口企业特别是服装企业承受不起。     

过紧日子的智慧

经济低迷、IT预算紧缩,IT绩效却不能打折,考验CIO们的时候到了。近期的华尔街金融动荡很快就蔓延到全球,受其影响中国股市也如过山车般下滑,9月18日沪指一度逼近1800点。尽管我国政府于9月19日出台了印花税单边征收等利好政策,实施救市行为,但是谁也不能否认,相比去年的牛市盛况,全球资本市场被华尔街"拖累"得一片哀鸿。     

张保国:房地产REITs创新是必然

2014年,决策层出台了一系列松动政策,松动政策出台的背后,反映出当前高层仍面临两难的抉择:一方面,房价多年来持续过长、过快的上涨不能不管、不能不调;另一方面,地方政府短时间内依旧无法摆脱对土地财政的依赖以及对房地产投资拉动的需求,这就要求必须为房地产业的发展预留出空间。因此,在房价问题上,决策层的声音往往显得颇为谨慎。但政策的主基调仍然是房地产调控继续转向市场化为主。去年,不论从信贷政策还是产业政策均出     

力拓“间谍门”事件带给我们的启示

<正>自去年7月发生力拓"间谍门"事件至今,已过去八个多月时间。这期间我们对铁矿石进口谈判工作一直在坚持,而且取得了可喜的突破,提出了进口铁矿石的"中国模式"。而且中国钢协又出台了《钢铁行业进口铁矿石贸易秩序自律公约》,协助政府整顿进口铁矿石流通秩序等做了大量工作。但     

聚焦行业改革与企业发展：宏观形势与企业转型升级

外部宏观环境从宏观层面上讲,随着欧美金融危机的不断退去,随着去年十八届三中全会的召开,整个经济形势发生了本质性的变化.究其根源,核心在于中国在全球经济分工体系上的变革,全球经济掀起了第三次工业革命,这样的变化引发了整个中国宏观市场的变化.十八届三中全会以后,政府密集出台了相关政策.无论宏观形势偏好还是偏弱,资金形势紧缩还是宽松,都较过去十年有了本质的变化.过去是以比较简单、粗放的方式来调整我们的经济和宏观政策,如货币政策宽松、稳健,财政政策宽松、积极、稳健等手段,这样刺激经济增长方式的政策带来的是对我们环境的破坏,带来的是我们经济增长方式内在畸形的变化.所以在早十年,或近几年当中,经济学界有些学者对中国经济未来的发展也有了不同的看法.就我本人来讲比较赞同吴敬琏先生的观点,他说中国经济要想真正地走向未来,找到出路,其根本解决办法还是要进行深层次的经济体制改革,但这种深层次的体制改革,可能会遇到非常大的阻力.十八大之后大家对本届政府的新政都有非常大的期待,去年开始频频出台的各种新政策,让我们感受到了本届政府对深化体制改革的决心和力度.     

化肥直销的现状和对策

自去年１１月国家出台化肥流通体制改革政策后，湖北、云南等省也相继出台了化肥流通体制改革具体实施办法，化肥直销在各地全面铺开，由农资部门独家经营化肥销售的格局至此完全打破。化肥生产企业第一次从后台走上了前台，直接面对用户。为使农民和企业都能从化肥直销中...     

61家石狮纺企“抢单”广交会第三期

61家企业、195个展位,福建省石狮纺企向第105届广交会提交了一份难能可贵的报名表。在全球经济不景气、外贸形势异常严峻的今天,石狮参展广交会第三期的企业及展位数量较之去年分别增加了8家和53个。据了解,3月份石狮市外贸经济形势出现明显好转,同比增长两成以上。石狮市副市长林天虎分析主要原因有三点:上到国家、下到地方政府接连不断的利好政策出台,三、四月份政策效应开始凸显;政府积极支持外贸企业,自开年之     

法治思维与合规意识是最好的防腐剂

从去年党中央出台八项规定到现在，纠风打虎拍蝇势如破竹，反腐风暴的震慑力前所未有，红线高悬、高压持续成为常态，在使一些官“不敢腐”上已经取得显著成效。随着查办案件的深入，反腐触及到体制机制的弊端，加之一系列新的改革举措陆续出台，30多年高速增长掩盖的制度性问题也成了绕不过去的坎儿。     

限购政策对住宅投资需求的抑制效果不容忽视

针对中国去年房地产调控效果不佳的观点，住建部政策研究中心副主任秦虹日前表示，凡是出台了“国十条”实施细则的政策，去年商品房的成交面积下降的幅度都比较大，比如说北京去年商品住房成交面积同比下降35％、上海下降40％，深圳、杭州、宁波下降幅度超过50％，而没有出台实施细则的城市相对来说成交量的调整都不是特别明显。     

高不确定性的冬天

这个冬天格外令人惶惑,这世界也变得越来越不靠谱。希腊债券危机还没落停呢,意大利的经济又让人为之担忧了。自从2008年华尔衔投行雷曼兄弟倒闭之后,全球经济一直处于风雨飘摇之中。虽然各国政府为了恢复经济活力使出种种招数,怎奈何金融危机正在向经济危机转变,虚拟经济中的问题正在实体经济中扩散,企业和产业界的危机正在转变为政府公共部门的噩梦。     

出口增速下降对我国电力需求的影响分析

2008年,全国全社会用电量增速大幅下降。国际金融危机是影响我国经济增速放缓的主要原因之一。运用电力供需研究实验室模拟了金融危机对我国经济和电力需求的影响,分析了2008年以来投资、消费、出口对经济增长的拉动作用。特别是分析了出口增速下降对GDP增速和电力需求增速的影响。情景分析显示,2009年全社会用电量可能减少2827亿kW·h,下降8．25个百分点。     

近期中国消费柴汽比特点分析及未来趋势预测

2008年9月至2009年初,中国柴油消费快速下降,汽油保持小幅稳定增长,柴油资源明显过剩。至2009年1月,消费柴汽比已从上年9月的2.2左右大幅回落到1.4,为1999年以来的月度最低水平。分析柴汽比矛盾较为突出的原因,金融危机对柴油消费结构的影响是主要因素,消费柴汽比的季节性特点、社会库存的释放以及提高成品油消费税等因素则加剧了消费柴汽比的下滑。预计2009年消费柴汽比仍将在低位遵循月度消费的特点进行变化,虽然不排除个别月份柴汽比较高,但全年总体消费柴汽比反弹到2以上的可能性不大,2010年有望逐步回归到2以上的正常水平。从中期看,通过对比国外发达国家柴汽比变化特点以及考虑我国经济结构变化趋势,预计国内成品油年度消费柴汽比仍将在58年的时间内处于2以上水平,之后随着工业化进程的结束,将逐步向下衰减。     

How Does Mortgage Debt Affect Household Consumption? Micro Evidence from China

The high growth rate of mortgage debt in various emerging and developed economies has captured headlines following the financial crisis. In this article, we investigate how mortgage debt impacts household consumption behavior and various components of household consumption. Utilizing comprehensive household survey data from China, we show that households with a mortgage consume a higher portion of income than households without a mortgage. This is in line with the argument that having a mortgage reduces the uncertainty that the household faces regarding how much to save each month in order to be able to own a house, and this reduced uncertainty leads to lower monthly savings for the purpose of buying a house. We also find that among households with a mortgage, those who spend a larger share of their income on mortgage payments spend less on consumption, reflecting the crowding out effect of mortgage payments on household consumption. Furthermore, we show that a government policy of decreasing the maximum loan‐to‐value ratio has a significant impact on households’ consumption. The article offers the first evidence of the impact of growing mortgage debt on the consumption behavior of households, and will have implications for government policies that encourage mortgage borrowing.     

国内外润滑油基础油市场分析及展望

1992-2008年,世界润滑油总消费量为3800万吨/年左右.受全球金融危机影响.2008年全球润滑油消费量明显下降,但亚太地区仍为润滑油消费的热点地区.预计全球润滑油需求从2010年后开始反弹.2008年底全球润滑油基础油产能为5000万吨/年,基础油市场呈现供大于求的态势,2010年产能将过剩约20%.近期全球基础油加氢工艺生产的Ⅱ/Ⅲ类基础油比例不断上升;基础油竞争的焦点继续集中在亚太地区;基础油开始走品牌发展道路;废油回收加工基础油日益受到重视.近年来,中国润滑油消费保持高速增长态势,进口基础油资源不断增加."十二五"期间,预计润滑油基础油年进口量仍将超过100万吨.中国在适时建设基础油生产装置的同时,也应适当利用进口资源,避免大量建设带来的区域产能过剩的风险.同时,中国石油、中国石化两大集团公司应积极开展废油回收业务,为国家的环保和节能工作作出应有的贡献.     

Scrapping subsidies during the financial crisis — Evidence from Europe

We study the effects of car scrapping subsidies in Europe during the financial crisis. We make use of a rich data set of all car models sold in eight European countries, observed at a monthly level during 1998–2011. We employ a difference-in-differences approach, exploiting the fact that different countries adopted their programs at different points in time. We find that the scrapping schemes played a strong role in stabilizing total car sales in 2009: they prevented a total car sales reduction of 30.5% in countries with schemes targeted to low emission vehicles, and a 29.0% sales reduction in countries with non-targeted schemes. We find evidence of crowding out due to substitution from non-eligible to eligible cars in France and Spain. Because eligible cars tend to be more fuel efficient, targeted scrapping schemes had significant environmental benefits in the form of improved fuel consumption: without the schemes, the average fuel consumption of new purchased cars would have been 3.6% higher. Those benefits did not materialize under non-targeted schemes, in which the fuel consumption would have been only 0.7% higher absent the scheme. Finally, we find some evidence that domestically produced cars benefited at the expense of foreign competitors especially in countries where the schemes were not targeted.     

关于我国煤炭企业未来发展方向的思考

分析了近年来我国煤炭工业发展状况,结合煤炭行业当前经营形势、世界能源消费结构和发展趋势,提出了我国煤炭企业应对当前行业危机并实现长期健康发展的思路和方向。     

Price Expectations,Distressed Mortgage Markets and the Housing Wealth Effect

Using a unique combination of regulatory and survey microdata, we examine the importance of the life cycle theory of consumption in estimating housing wealth effects for the Irish mortgage market. Since the recent financial crisis, this market has experienced substantial house price declines and negative equity. Thus, house price expectations are likely to be important in influencing housing wealth effects. We find a positive correlation between consumption and changes in housing wealth among our sample of mortgaged Irish households. Furthermore, we find that this positive association only exists when housing wealth changes are perceived to be of a permanent nature.     

Gendered impacts of the 2007–2008 food price crisis: Evidence using panel data from rural Ethiopia

This paper provides empirical evidence on the gendered impact of the 2007–2008 food price crisis using panel data on 1400 households from rural Ethiopia that were initially surveyed before the onset of the crisis, in 1994–1995, 1997, and 2004, and after food prices spiked, in 2009. It investigates whether female-headed households are more likely to report experiencing a food price shock, and whether female-headed households experiencing a shock are more (or less) likely to adopt certain coping strategies, controlling for individual, household, and community characteristics. Our findings suggest that female-headed households are more vulnerable to food price changes and are more likely to have experienced a food price shock in 2007–2008. Because female-headed households are also resource poor and have a larger food gap compared with male-headed households, they cope by cutting back on the number of meals they provide their households during good months and eating less preferred foods in general. A combination of short-term measures to protect diet diversity and micronutrient consumption of vulnerable groups and longer-term measures to promote investment in sustainable agriculture, such as strengthening women’s property rights, may increase the ability of poor and vulnerable households to cope better with food price increases.     

经济危机下的服饰流行

服饰流行是时代的镜像,它与整个社会的政治、经济、科技和文化的发展息息相关,而经济因素又是影响服饰流行的主导方面。2008年由美国次贷危机升级的世界性经济危机就极大地改变着服饰流行的面貌,以经济危机这一全球性事件为背景,研究服饰流行能体现出其研究价值。本文首先回顾了1929年爆发的资本主义世界经济危机对当时服饰流行的影响,接着对当前经济危机大背景下的服饰流行特点进行了分析,总结出两次经济危机下服饰流行的共同点及区别,并从大众的消费心理、时尚态度方面进行了阐述。