人民币跨境结算意味着什么

人民币跨境结算，是指境内企业对外开展跨境贸易往来时，使用人民币作为进出口计价和结算货币。跨境人民币业务主要包括贸易结算、贸易融资、跨境融资等。人民币跨境结算方式有助于加强中国对外经济、贸易和投资合作与交流。     

跨境贸易人民币业务相关问题

2009年3月末,我国出台了珠三角与香港地区之间的人民币贸易结算制度。2009年7月,我国确定了第一批包括上海、广州、深圳、珠海、东莞5个城市的跨境贸易结算试点。随着我国与全球经济金融的融合日益紧密,市场对人民币跨境使用的需求不断上升,2010年6月22日,中国人民银行、财政部、商务部、海关总署、税务总局和中国银监会联合发布了《关于扩大跨境贸易人民币结算试点有关问题的通知》,将跨境贸易人民币结算试点范围扩大至20个省（自治区、直辖市）。     

我国跨境贸易人民币结算业务发展研究

开展跨境贸易人民币结算具有诸多现实意义,但也面临许多亟侍解决的问题。随着跨境贸易人民币结算试点范围的扩大,跨境人民币业务创新正在向纵深推进。对我国开展跨境贸易人民币结算试点的意义、影响以及在实践过程中可能出现的障碍进行深入分析,有助于找出推动跨境贸易金融业务发展的对策建议。     

跨境贸易人民币结算的现实困境及对策

跨境贸易人民币结算是指以人民币报关并以人民币结算的进出口贸易结算,业务种类包括进出口信用证、托收、汇款等多种结算方式。从目前跨境贸易人民币结算的实施现状看,既为我国进出口企业规避了汇率风险,为人民币走向国际自由兑换货币,建设区域货币,改变美元为主导的贸易货币积累了经验,对完善人民币支付清算体系有重要的促进作用。但是,现阶段跨境贸易人民币结算业务也面临一些新的问题或困难,必须认真对待,采取相应对策,为人民币国际化征程奠定扎实基础。     

动向

跨境贸易人民币结算试点管理办法正式实施中国人民银行、财政部、商务部、海关总署、税务总局、银监会共同制定的《跨境贸易人民币结算试点管理办法》自7月1日起正式实施。《办法》指出,国家允许指定的、有条件的企业在自愿的基础上以人民币进行跨境贸易的结算,支持商业银行为企业提供跨境贸易人民币结算服务。《办法》规定,试点地     

人民币国际化进展及相关改革建议

一、人民币国际化进展(一)跨境贸易和投资人民币结算规模快速扩大人民币国际化于2009年7月起步。2009年,我国银行累计办理跨境贸易人民币结算业务仅为35.8亿元,2012年迅速增至2.94万亿元。其中,货物贸易结算金额2.06万亿元,服务贸易及其他经常项目结算金额8764.5亿元。2011年银行办理跨境直接投资人民币结算业务1108.7亿元,2012年增至2840.2亿元,增长156%。2012人民币结算的跨境贸易占我国货     

月度事件

央行1号文件发布 境内企业获准对外直投 为配合跨境贸易人民币结算试点,便利境内机构以人民币开展境外直接投资,规范银行办理境外直接投资人民币结算业务,人民银行于近日发布了《境外直接投资人民币结算试点管理办法》,跨境贸易人民币结算试点地区的银行和企业可开展境外直接投资人民币结算试点。     

浅析人民币国际化进程

国际金融危机爆发之后,美国和欧盟经济受到重创,我国成为拉动全球经济增长的重要力量。随着我国经济的快速发展,人民币的国际地位不断提高,人民币国际化趋势更加明显。到目前为止,我国推进人民币国际化的策略是先从跨境贸易的计价与结算开始,继而推动跨境直接投资的计价与结算,到条件成熟时再推动人民币成为国际储备货币。     

跨境人民币结算对人民币远期汇率的影响

跨境人民币业务发展进程与现状 2009年7月,央行等六部委联合发布《跨境贸易人民币结算试点管理办法》,此后两年对试点地区两次扩容,人民币跨境贸易结算量从2009年的35．8亿飙升至2011年的2．08万亿元。跨境贸易人民币结算量呈现爆发式增长,在国际结算业务中的比重显著提高。2012年2月3日,中国人民银行等六部委联合发布《关于出口货物贸易人民币结算企业管理有关问题的通知》,明确了所有具有进出口经营资格的企业均可开展出口货物贸易人民币结算业务,经常项目跨境人民币业务全面放开。     

跨境贸易人民币结算政策对外汇储备的影响——基于进出口企业的结算选择博弈分析

运用博弈论的思想和方法,结合跨境贸易结算实际,构建了人民币升贬值预期下境内企业与境外交易对手结算货币选择的多目标博弈模型,并分析了企业的结算货币选择对外汇储备的影响.研究结果表明,企业对人民币预期和结算目的的多样化,使得博弈出现多种结果,从而跨境贸易结算引起的外汇储备变动不会向单一方向发展;但不同预期引导下的进出口结算货币的不对称选择会加剧外汇储备的波动.     

上市公司财务竞争力研究与分析

随着我国经济体制改革的不断深入,企业管理以财务管理为核心已成为社会的广泛共识,而构建评价上市公司财务竞争力指标体系显得十分必要。本文运用规范方法对财务生存力、财务发展力、财务潜力等,进行了分析与研究,以期对上市公司财务竞争力的正确评价提供参考。     

浅谈“营改增”对施工企业的经济影响

营业税改征增值税是我国经济转型的一个标志。随着时间的推移,它的影响正在逐步的体现出来。本文就简单的介绍了营改增税收模式自运行以来对企业带来的影响,并提出了在该税收模式下如何加强财务管理。     

家庭保险理财之浅见

随着我国经济的不断增长和居民储蓄余额的不断攀升,加之保险制度的不断完善,保险作为理财的一个重要组成部分在社会和经济发展过程中发挥着越来越重要的作用。文章通过对保险理财的介绍,使人们更充分的认识保险理财的功能;并在分析保险理财现状的基础上,指出存在的问题和不足,使人们合理安排和规划,防范和避免因疾病或灾难而带来的财务困难,同时又可以使资产获得理想的保值和增值。     

Does a ‘financial transaction tax’ drive out information mirages? An experimental analysis

Motivated by the debate over the economic implications of financial transaction taxes, the present study involved a thorough investigation of the impact of such taxes on a financial market of the type described by Camerer and Weigelt (J Bus 64:463–493, 1991), whereby noise traders are unaware of whether privileged information is fluctuating in the market. Two treatment conditions were opposed to a baseline condition in which no tax was levied. The two treatment conditions imposed a transaction tax equal to 0.5% and 1% of each transaction’s market value, respectively. The findings show that: (1) the introduction of a tax did not affect the occurrence of a mirage, (2) the introduction of a tax did not improve market efficiency and (3) the introduction of a tax did not reduce the number of transactions.

     

Financial development and economic growth in Vietnam

By making use of a panel dataset that covers 61 provinces of Vietnam over the period 1997 to 2006, this paper examines the link between financial development and economic growth. Our analysis, which is based on endogenous growth theory, reveals that financial development has contributed to economic growth in Vietnam. We find that high ratio of credit to Gross Provincial Product (GPP) has accelerated economic growth in Vietnam. We also found a strong positive link between financial development and economic growth when alternative measures of financial development were used. The impact of foreign direct investment on economic growth will be stronger if more resources are invested in financial market development.     

A financial accelerator in the business sector of a macroeconometric model of a small open economy

We have incorporated a financial accelerator mechanism operating through investments in the business sector in a dynamic macroeconometric model of the Norwegian economy. In this new and amended model aggregated credit and equity prices are determined simultaneously in a system characterized by a two-directional contemporaneous causal link, which has been designed and estimated by a new procedure for simultaneous structural model design. Combined with a mechanism where credit and asset prices are mutually influenced by real investments, this creates a financial accelerator amplified by a credit-asset price spiral. Simulations illustrate how the introduction of a financial accelerator significantly reinforces and extends the economic cycles in projections and forecasts, in particular when confronted by a severe shock. Furthermore, monetary policy has a markedly stronger effect in the short and medium term, while the impact of fiscal policy is affected to a relatively small degree as it is more remotely linked to financial markets.     

产融结合的区域经济联动分析

从东西方政治经济学解析金融体系与产业经济的影响，具体是区域地理大发现和现代产业经济革命的渊源，以及世界上最早的宋朝纸币货币发展历史追溯，揭示现代金融学的产业渊源。并且通过1997年亚洲金融危机和美国次贷危机对我国经济的影响，阐述世界金融和货币体系对实体经济的影响，尤其是产业龙头、产业七寸和产业配套的产业链条的市场销售额的时间序列分析、销售额分析、带动力分析。从市场和价格两个角度剖析扩大内需和协调外贸市场对经济的改善作用，通过发展交通、扩大物流实现区域经济联动，使区域经济和产融结合。     

Economic policy uncertainty,investor sentiment and financial stability—an empirical study based on the time varying parameter-vector autoregression model

This paper applies the time varying parameter-vector autoregression model to explore the dynamic relationship between economic policy uncertainty, investor sentiment and financial stability in China in different periods and at different time points. The empirical results show that economic policy uncertainty has an obvious negative impact on investor sentiment before 2012 and financial stability in the short term, and the influence of economic policy uncertainty on investor sentiment is greater than that of economic policy uncertainty on financial stability. These influences were more significant during the period of the global financial crisis in 2008. Moreover, investor sentiment had a positive and gradually increasing effect on financial stability, while after 2010, the positive impact gradually weakened. Furthermore, economic policy uncertainty is negatively affected by financial stability, and the effect of financial stability on investor sentiment is positive. In terms of mediating effects, economic policy uncertainty has an indirect impact on financial stability through investor sentiment and vice versa. This paper provides a new solution to economic problems explored in behavioral finance research. Additionally, Chinese government agencies can achieve the goal of preventing financial crises and maintaining financial stability by monitoring investor sentiment and implementing targeted economic policies.

     

The moderating effects of knowledge characteristics of firms on the financial value of innovative technology products

The development of innovative technology products is both costly and risky, and their economic value is highly uncertain. Based on a sample of 312 innovative technology products introduced between 1987 and 2006 in the U.S. and a long-horizon event study with control firms, we study the impact of innovative technology products on the long-term financial performance of a firm. In particular, we examine how the knowledge characteristics of the firm, which embrace its knowledge absorptive capacity, knowledge impact, and knowledge diversity, moderate such an impact. We find that on average an innovative technology product increases the firm's return on assets (ROA) (relative to control firms) by 2.18% in the second year after product introduction. However, the value of an innovative technology product varies with the knowledge characteristics of the firm that invented it. We find that the financial impact of technology products is stronger when firms have higher knowledge absorptive capacity, and more impactful and less diversified knowledge (as measured by patents). We classify firms into three categories based on their knowledge characteristics. We find that firms with a high knowledge fit increase their ROA by 4.55% after product introduction, while those with a low knowledge fit receive no benefit from the innovative technology products at all.     

经济结构失衡背景下的中国经济增长质量

利用客观因子分析法与主观打分法相结合,测度了1978-2010年中国经济结构和各要素之间的失衡程度,利用结构方程模型分析了产业结构、投资消费结构、金融结构、区域经济结构与国际收支结构的失衡对于经济增长质量的影响。结果表明：中国经济结构整体失衡水平呈U型变化趋势,五大结构的失衡水平不断恶化。产业结构、投资消费结构、金融结构的失衡程度对经济增长质量产生了负效应,区域经济结构与国际收支结构对于经济增长质量产生正效应。在未来发展中,通过产业结构与投资消费结构、金融结构、区域经济结构、国际收支结构的协调、有序、均衡的调整,实现经济增长质量的稳定、可持续发展。