物流金融模式下中小企业仓单质押融资选择

仓单是合法提取仓储物的一种所有权凭证。在物流金融模式下,金融机构与物流企业合作,仓单作为一种物权凭证可以进行质押,实现资金的融通。所谓仓单质押融资是贷款企业将其拥有的完全所有权的货物存放在商业银行指定的第三方物流企业,并由第三方物流企业出具仓单在银行进行质押,作为融资担保,银行依据质押仓单向贷款企业提供用于经营与仓单货物同类商品的专项贸易的短期融资业务。仓单质押融资过程中,一般会涉及中小贷款企业、银行和第三方物流企业。     

中小企业存货质押供应链金融博弈及数值分析

本文根据供应链金融理论,分析存货质押供应链金融融资模式中各主体间的博弈关系,对复制动态方程表示的银行、物流企业及中小企业利益函数进行数值分析,认为存货质押供应链金融融资模式对三方收益具有积极影响,三者之间信任关系的建立及维护对供应链金融融资模式的实施具有重要影响。最后提出了同一供应链条上的核心企业与中小企业加强信任与合作、强化物流企业对中小企业贷款抵押存货的监管、建立和完善银行对中小企业的还款追加制度和存货质押管理制度以及成立中小企业政策性银行四点政策建议。     

博弈论视角下第三方物流企业金融信用管理

近年来,物流金融作为一种新兴产业,具有解决中小企业融资难、开拓银行新业务、提高物流企业利润率的作用,因而得到了快速发展。第三方物流作为连接银行与融资企业的桥梁,其信用是保证整个交易顺利进行的保证。因此,对第三方物流的金融信用进行研究,将对物流金融的发展起到重要作用。本文对物流金融信用风险以及第三方物流企业面临的风险进行分析,以信息不对称为假设条件,构建了融资企业、物流企业和银行三方动态博弈模型。通过对博弈模型的分析,得出了以第三方物流企业金融信用为基础,有效地防止信用风险发生的条件;从第三方物流企业内在管理因素和外在环境因素两个方面建立金融信用评价体系,从而降低信用风险发生几率的结论。     

基于TPL的质押融资业务分析

通过对第三方物流企业中储公司的质押业务开展情况、质押监管发展趋势、物流金融业务流程及质押融资业务风险进行分析,研究了基于TPL的质押融资风险与防范策略。针对质押融资业务的特点,力图较全面地分析物流企业在开展质押业务过程中存在的风险,期望能对物流企业和银行有所启示。     

基于TPL的质押融资业务分析

通过对第三方物流企业中储公司的质押业务开展情况、质押监管发展趋势、物流金融业务流程及质押融资业务风险进行分析,研究了基于TPL的质押融资风险与防范策略。针对质押融资业务的特点,力图较全面地分析物流企业在开展质押业务过程中存在的风险,期望能对物流企业和银行有所启示。     

基于仓单质押模式的物流金融风险管理研究

针对仓单质押模式下的物流金融风险提出了控制与规避措施,如建立一体化的质押物信息系统、将物流企业分级、做好市场调研等,促进银行、第三方物流企业与融资企业的共同发展。     

基于仓单质押模式的物流金融风险管理研究

针对仓单质押模式下的物流金融风险提出了控制与规避措施,如建立一体化的质押物信息系统、将物流企业分级、做好市场调研等,促进银行、第三方物流企业与融资企业的共同发展.     

以动态库存管理为基础的物流存货质押融资分析

针对物流存货质押融资风险管理体系不完善和存货质押率确定不科学等问题,构建了一种动态库存管理下物流业参与存货质押融资的风险-收益决策模型,利用逆向归纳法计算借方违约风险,按照动态库存管理下存货质押融资质押率与质押时限、库存数量以及借方信誉之间的关系,计算出在质押率最优情况下的借方现金流、物流业参与存货质押融资最大效益,通过物流存货抵押融资风险-收益模型确定最优决策,并进行仿真分析。结果显示,所建立模型可以找到一个风险最小化-收益最大化的平衡点,为动态库存管理条件下的最优存货质押融资决策提供了一种简单实用的工具。     

基于多方共赢的物流银行综合信息服务平台构建

<正>1物流银行1.1物流银行的概念物流银行是"物流银行质押贷款业务"的简称,指银行以价格稳定、市场畅销、流通性强并且符合质押物品要求的物流产品抵押作为授信条件,通过运用第三方物流公司的物流信息管理系统,将银行资金流同企业物流有机结合,向中小企业、客户提供集融资、估算、结算等多项银行服务于一体的银行综合服务业务。物流银行依托银行和物流公司,将银行、经销商、生产商、物流监管方的物流、资金流、信息流进行互补,扩展了中小企业的融资渠     

第三方物流企业应用仓单质押贷款研究

研究了第三方物流企业如何正确、有效地开展仓单质押业务扩大企业的融资渠道,提出了标准仓单质押业务流程;并应用数学模型对生产企业仓单质押与第三方物流企业仓单质押的综合经济效益进行分析。     

Incumplimiento del salario mínimo en Europa central y oriental

En este estudio se analiza el incumplimiento del salario mínimo durante el periodo 2003–2012 en diez países de Europa central y oriental con salario mínimo obligatorio nacional. A partir de los datos de EU‐SILC y la metodología propuesta por Bhorat, Kanbur y Mayet (2013), se cuantifica la incidencia y magnitud del incumplimiento. Se realizan análisis de regresión sobre determinantes individuales, laborales y macroeconómicos. Aunque la incidencia permanece relativamente baja, los trabajadores a los que se dirigen las políticas de salario mínimo parecen los más expuestos a su incumplimiento. Con el tiempo, una mayor incidencia se asocia a una razón más alta entre salario mínimo y salario medio.     

Multinomial distributions applied to random sampling of particulate materials

When sampling a batch consisting of particulate material, the distribution of a sample estimator can be characterized using knowledge about the sample drawing process. With Bernoulli sampling, the number of particles in the sample is binomially distributed. Because this is rarely realized in practice, we propose a sampling design in which the possible samples have a nearly equal mass. Expected values and variances of the sample estimator are calculated. It is shown that the sample estimator becomes identical to the Horvitz–Thompson estimator in the case of a large batch-to-sample mass ratio and a large sample mass. Simulations and experiments were performed to test the theory. Simulations confirm that the round-off error due to the discrete nature of particles is negligible for large sample sizes. Sampling experiments were carried out with a mixture of PolyPropylene (PP) and PolyTetraFluorEthylene (PTFE) spheres suspended in a viscous medium. The measured and theoretical variations are in good agreement.     

Cultural Economy Planning in Creative Cities: Discourse and Practice

While a growing body of research analyses the functional mechanisms of the cultural or creative economy, there has been little attention devoted to understanding how local governments translate this work into policy. Moreover, research in this vein focuses predominately on Richard Florida's creative class thesis rather than considering the wider body of work that may influence policy. This article seeks to develop a deeper understanding of how municipalities conceptualize and plan for the cultural economy through the lens of two cities held up as model ‘creative cities’ — Austin, Texas and Toronto, Ontario. The work pays particular attention to how the cities adopt and adapt leading theories, strategies and discourses of the cultural economy. While policy documents indicate that the cities embrace the creative city model, in practice agencies tend to adapt conventional economic development strategies for cultural economy activity and appropriate the language of the creative city for multiple purposes.     

Performance appraisal and culture: practice and attitudes in Hong Kong and Great Britain

This article compares the practice of and attitudes towards performance appraisal for managerial and professional staff in Hong Kong and Britain, and considers the extent to which actual practice and employee preferences are in alignment. Findings suggest that appraisal may be more widespread in Hong Kong than in Britain. However, British appraisal tends to be more participative and to place greater emphasis on discussing objectives, development and career plans. Hong Kong appraisals appear to be more directive and Hong Kong respondents perceive a higher level of 'negative' appraiser behaviour. In spite of this, Hong Kong respondents show if anything slightly more confidence in the utility of appraisal than do British respondents. They show stronger support for appraisal's use for reward and punishment and less support for the objectives-setting and training and development uses than do the British sample. Hong Kong respondents are more likely than their British counterparts to favour involving a more senior manager in appraisal, and they are less likely to prefer more frequent appraisals. There was little evidence that Hong Kong respondents had a stronger preference for group-based appraisal criteria, although they did show more support than the British sample for the use of personality as a basis for appraisal. Overall, the suggestion is that appraisal has been adopted in Hong Kong organizations but that the practice of appraisal has been adapted to suit the cultural characteristics of the society.     

Narrative construction of expatriate experience and career cycle: discursive patterns in Finnish stories of international

Expatriate experience is not only a disconnected occasion for cross-cultural anxiety and adjustment but also an important event in the process of self-development and learning. Following this view and arguing for a discursive approach, the paper focuses on ways in which expatriates themselves tell and interpret their development and movement across expatriate career cycle. Meaning systems connecting expatriate job with previous and following work experiences in career stories of Finnish engineers and managers were identified using a combination of narrative and discourse analysis. No evidence was found of an autonomous expatriate discourse but, in contrast, expatriate career cycle was narrated using available organizational repertoires of development and career. Describing and discussing the meaning-making properties of three identified discourses - bureaucratic, occupational and enterprising - the paper emphasizes the organizational environment of expatriate experience while acknowledging the limits of these contemporary career vocabularies in addressing individual learning and change in cross-cultural settings.     

Internet professionals: job skills for an on-line age

The paper explores the increasing popularity of the Internet technology Singapore. It argues that the diffusion of Internet technology to South-East Asia would create new duties and responsibilities for human resource (HR) managers. One such duty is the identification of the skills which professional Internet staff would need to perform their work effectively in organizations. Using a triangulation research method, empirical study has identified the new professional Internet jobs which have emerged the IT industry in Singapore and the skills that professional Internet personnel require do their jobs effectively. Analysis of the findings indicates that professional Internet skills involve both technical and creative abilities and that, in explaining or defining professional Internet skills, it is necessary to use both the technical and the social conceptions of skill. This argument is based on the view that the creative skills include tacit skills so that a definition based solely on the technical conception of skill cannot capture the various dimensions of Internet skills. The implications of the research findings for human resource managers are raised.     

Input/output ranges and performance: an examination of US machine tool producers

Despite the establishment of high-tech multinational enterprises (MNEs) in Ireland since the late 1950s, the country did not succeed in closing the technological gap with most of its EU counterparts. The weak National System of Innovation (NSI), and in particular low business and government R&D levels, combined with a lack of research and technology linkages between MNEs and indigenous firms, explain these poor results. However, the Shannon region in the West of the country presents some specific institutional characteristics that could theoretically make the region a strong technological enclave. The various actors in the region - i.e. the administrative, financial, political and research institutions, as well as the business organizations - have indeed infused a new type of economic development. After a brief review of the available concepts and models articulated around these actors and their interrelationships, the paper analyses whether the Shannon region, taken as an illustrative example, mirrors a specific economic and technological localized setting. The study is based on a survey of indigenous and foreign firms.     

Sixty years of discrimination and diversity research in human resource management: A review with suggestions for future research directions

This article reviews discrimination and diversity research published in Human Resource Management (HRM) over the past 60 years. While discrimination and diversity are very different constructs, it is often informative to study them together, because when people recognize each other's diversity, this can result in bias, stereotyping, and discrimination. We conducted bibliographic searches for terms related to discrimination and diversity as well as a manual search through every title and abstract published in HRM over the last 60 years to assess article relevance. The search resulted in 135 research articles with 136 unique studies (i.e., samples) which are reviewed in this article. Sex and race are the demographics that have been examined the most in HRM, while religion has been examined the least. Moreover, the number of studies examining lesbian, gay, bisexual, transgender, and queer (LGBTQ) employees in the workplace in HRM has grown quickly within the past 10 years, culminating in a recent meta‐analysis. Our review looks at some of the earliest research published, the most recent research published, and the overall trends we identified in the research over the years for both discrimination and diversity articles. We then make future research suggestions and recommendations to advance the study of discrimination and diversity in the coming years.     

关于高校教学秘书工作的认识与思考

教学秘书在教学管理中起着举足轻重的作用,本文结合自己近6年从事教学秘书的工作实践和体会,阐述了高校教学秘书的工作职能和工作内容,提出了教学秘书应具备的素质,分析了日前教学秘书工作中存在的问题,探讨了教学秘书工作改进的方法与途径。     

Sister Communities: Rejecting Labels of Informality and Peripherality in Vanuatu

Some labels have dire consequences. This article takes issue with the labels commonly used to describe the physical and social location of communities living on the edge of Port Vila, Vanuatu—labels that position communities for eviction by entrenching tropes of informality and peripherality into how they are seen and represented. Such terms include informal, settlement, informal settlement, squatter and peri-urban. Based on interviews with around 100 people and two years of ethnographic engagement with urban communities in Port Vila, Vanuatu, I critique the language of policy against the lived experience of those at the urban edge. I use Bourdieu's articulation of power as an accumulation of symbolic capital that enables one to speak the world into being. I conclude that the language of policies and plans is reflective of a dominant discourse in urban studies and international aid, and non-reflective of the experience and identities of people living at the urban edge. My interviewees and interlocutors maintain their identities as sister communities—as places grounded in the formality of customary tenure, and as part of the city rather than outside it.