The role of innovative entrepreneurship within Colombian business cycle scenarios: A system dynamics approach

Since the advent of public and private initiatives in Colombia, there has been interest in exploring the possible future pathways of the Colombian business cycle. Based on a foresight analysis, it has been identified on the one hand that it is necessary to achieve greater productivity and competitiveness and on the other hand, collective intentionality towards progress must be encouraged. Using these analyses, new Colombian scenarios are discussed, taking into account intentionality towards entrepreneurship and innovation. Following the entrepreneurship research, it is suggested that innovative entrepreneurial activity is linked to long-term economic growth. Thus, the purpose of this paper is to identify the role of innovative entrepreneurship in Colombian business cycle scenarios using system dynamics (SD) modelling. Here, we approach futures studies, testing dynamic hypotheses concerning development based on societal and socioeconomic integration, in which innovative entrepreneurship is highly relevant. The model, supported by circular flow analysis and Schumpeterian theory, shows how this type of entrepreneurship contributes to sustainable economic growth during the simulation period (2003–2032). To achieve a 6.77% average growth rate (the higher scenario), policies regarding knowledge transfer from specialized foreign individuals, incumbent firms and universities, as well as incentives for entrepreneurial societies and collectivism, are discussed.     

Creating narrative scenarios: Science fiction prototyping at Emerge

Scenarios are stories. In the diverse field of scenario planning, this is perhaps the single point of universal agreement. Yet if scenarios are stories, their literary qualities are often underdeveloped. Scenarios used in business and government frequently do not contain a relatable protagonist, move a plot toward resolution, or compellingly use metaphor, imagery, or other emotionally persuasive techniques of literature. In these cases, narrative is relegated to an adjunct role of summarizing the final results of the workshop. While this neglect of narrative may be reasonable in some contexts, the power of narrative should not be underestimated. Scenario planning methodologies can benefit from using diverse narrative techniques to craft compelling and infectious visions of the future. This article explores the relationship between science fiction and scenarios as story genres and investigates a creative story-telling technique, “Science Fiction Prototyping” (Johnson, 2011). While the method is promising, it is an ultimately problematic means to incorporating narrative into scenario planning.     

双创升级版背景下科技型中小企业选择创新创业赛事的对策

2018年9月18日,国务院印发了《关于推动创新创业高质量发展打造"双创"升级版的意见》(国发〔2018〕32号),意见指出要大力促进创新创业平台服务升级,打造创新创业重点展示品牌,继续扎实开展各类创新创业赛事活动.本文通过选取当前国内组织规模相对较大的"互联网+"大学生创新创业大赛、中国创新创业大赛、"创客中国"创新创业大赛、"中国创翼"创业创新大赛、"创青春"中国青年创新创业大赛等5个赛事进行分析,根据2018年或者2019年赛事通知文件,归纳总结五类赛事的特点和功能,深入分析了当前我国创新创业赛事存在的问题,最后提出科技型中小企业选择创新创业赛事的有效对策。     

金融支持与企业家精神成长:内在机理与实证分析

我国经济的快速发展首先得益于人民群体的企业家精神,而企业家精神是创业创新的统一。金融作为现代经济活动的核心要素,是培育企业家精神的关键因素。在以银行间接融资为主的金融结构体系下,金融对企业家精神的培育作用还比较有限。因此,应加快完善金融组织体系,创新金融资源配置方式,协调金融内部发展结构,充分发挥金融体系的筹资融资、资源配置、价值增值、信息揭示和传递、风险管理、监督激励等多种功能,构建完善一个多元化、多层次的企业家精神金融支持体系,推动经济创新、再创业和转型发展。     

Risk Awareness of Interpersonal Trust and Entrepreneurship in China: Evidence from Survey Data

This paper aims to build a theoretical framework for the influence of risk awareness of interpersonal trust (RAIT) on entrepreneurship, and explores the influence of RAIT on entrepreneurship with the micro survey data from the Chinese General Social Survey (CGSS) 2010–2013. The study found that, individuals with higher level of RAIT, their probability of starting new business will increase significantly, and with every increase of RAIT level, the probability of business venturing increase almost 4.0%. No mediation effects of information screening and cooperative mechanism are found in the relationship between RAIT and entrepreneurship. Moreover, during the venturing process, risks accompanying interpersonal trust cannot be reduced by social input; the reduction occurs only in eastern China where the economic system and the industrial development standards are more comprehensive and mature. This paper contributes to the literatures in the following two areas: it provides new evidence on how to deal with risks in the entrepreneurship process that accompanying interpersonal trust; meanwhile, it provides an explanatory mechanism on how the risk awareness affects business venturing.     

大学生创新创业教育的实践与探索

深化高等教育改革的目的是为了培养高质量的人才。开展创新创业教育,有意识地培养和训练学生坚毅执著、敢于冒险、勇于开拓、乐于合作、善于变化等创新创业的品质,不仅能满足具有创新创业潜质和创新创业愿望学生的需求,而且可在整体上培养广大学生的创新创业意识、创新创业素质和发现问题、分析问题及解决问题的能力,进而实现人才培养质量的实质性提升。     

上海开展科技银行业务的经验借鉴与实施策略

在后金融危机时代,经济发展与社会进步越来越倚重于科技创新能力、金融市场效率,尤其是科技创新链条与金融市场链条的联合创新。本文从如何为科技型中小企业提供优质高效金融服务出发．阐述科技银行业务的内涵,分析上海开展科技银行业务的优势,结合科技银行业务的国际经验,提出上海开展中国式科技银行业务的实施策略。     

产业集群的创新型创业人才保留机制研究

创新型创业是创业的新模式,是地区产业升级和经济可持续发展的原动力,创业离不开创业人才,研究特定区域产业集群下创新型创业人才保留影响因素和保留机制成为现实课题。本研究首先界定了创新型创业的含义,以珠三角地区的广东省中山市数据为例,通过问卷调研和深度访谈方式在获得大量第一手资料数据的基础上,分析了产业集群中创新型创业人才与产业集群的互动机理、构建了产业集群对创新型创业人才的保留机制模型,并对集群中创新型创业人才保留给出了政策建议。     

以创新带动传统信贷业务市场拓展

本文通过分析当前国内金融市场现状并借鉴国外金融市场发展经验,认为银行传统信贷业务仍然具有良好的发展前景,在未来一定时期内仍将是企业融资的主渠道,是银行开展其他金融服务的基础和平台,并且结构将适应经济结构变化不断优化.针对近年来银行传统信贷发展面临的资本约束、金融脱媒和利率市场化等冲击,提出了以创新手段带动银行传统信贷业务和市场拓展的观点,即以理念创新重新定位传统信贷业务市场,以价格创新应对资本约束和利率市场化,以科技创新优化传统信贷发展模式,以产品创新和流程创新解决传统信贷难点,以营销创新推动信贷市场拓展,以手段创新加强信贷风险管理.     

以创新带动传统信贷业务市场拓展

本文通过分析当前国内金融市场现状并借鉴国外金融市场发展经验，认为银行传统信贷业务仍然具有良好的发展前景，在未来一定时期内仍将是企业融资的主渠道，是银行开展其他金融服务的基础和平台，并且结构将适应经济结构变化不断优化。针对近年来银行传统信贷发展面临的资本约束、金融脱媒和利率市场化等冲击，提出了以创新手段带动银行传统信贷业务和市场拓展的观点，即以理念创新重新定位传统信贷业务市场，以价格创新应对资本约束和利率市场化，以科技创新优化传统信贷发展模式，以产品创新和流程创新解决传统信贷难点，以营销创新推动信贷市场拓展，以手段创新加强信贷风险管理。     

经济转型背景下我国高校创新创业教育深化改革研究

转型经济的国情对我国高校创新创业教育提出了更高要求。深入分析我国高校创新创业教育的现状,发现存在创新创业教育与专业教育融合度不高,创新创业教育师资力量薄弱,创业孵化基地全方位孵化服务能力欠缺问题,针对以上问题提出创新创业教育深化改革建议,即促进专创融合、加强师资队伍建设和推进全方位孵化能力建设,以期促进创新创业教育的健康开展,更好的服务于转型经济。     

自贸区与票据业务跨市场发展

近年来,我国票据市场规模快速发展,但票据业务仍主要局限于银行业范围内,服务金融做大做强的能力有待提高。在这一背景下,如何通过加快票据业务跨市场创新,以助推经济金融发展,成为具有重要现实意义的课题。文章在分析票据业务所具有的信贷、资金这两项重要业务特征的基础上,探讨了票据业务在创新发展过程中可能遇到的瓶颈,结合自贸区深化改革的契机,提出在自贸区内积极推动票据业务跨市场合作创新的思路和建议。     

An examination of the relationship between manager self-efficacy and entrepreneurial intentions andperformance in mexican small businesses

Self-efficacy refers to the subjective beliefs that people have of their capability to perform a given task, a topic of continual research in the last two decades in different fields of human functioning. There is ample research about the relationship between self-efficacy and performance, and with entrepreneurship. Chen et al. (1998) in particular proposed a construct to predict the likelihood of an individual being an entrepreneur, which they tested in parallel samples of students and small business owners and executives; the construct consisted of five factors: marketing, innovation, management, risk-taking, and financial control. The present study was meant to validate the construct in a sample of small businesses in a small city of west-central Mexico, but results found show that the data converge in three factors that seem to relate to the difficulty and complexity of the task; such factors explain the business perceived performance, as well as the entrepreneurial intention of business owners and managers.     

Entrepreneurship and Innovation Among GP Fundholders

The introduction of quasi-markets into the public sector suggests that entrepreneurship may have an increasing role to play within the resulting new structures. This article examines the nature of public sector entrepreneurship in the context of the new arrangements for the provision of primary care in the UK. Preliminary evidence points to the existence of different types of entrepreneurship. In particular, there is evidence of entrepreneurship in the form of the reduction in inefficiency, price-quality arbitrage and innovation. There is also evidence to suggest that the GPs who became fundholders early on are rather more entrepreneurial than those who have adopted fundholding at a later stage.     

金融创新与产业集群转型升级研究——以浙江为例

在产业集群的升级过程中,金融创新以资金和服务的双重支持为集群企业的成长提供动力.本文将在研究浙江产业集群的升级路径、金融创新推动产业集群升级机制的基础上,设计一套完整的金融创新体系来更好地推动浙江产业集群的转型升级.     

数字普惠金融对包容性增长的影响：机制分析与实证检验

选取北京大学数字普惠金融指数,研究基于创新、创业路径的我国数字普惠金融对包容性增长的影响机制。通过实证检验发现,数字普惠金融不仅能直接促进包容性增长水平,而且可以通过创新、创业提升包容性增长质量。异质性分析表明,数字普惠金融对包容性增长的促进作用在东部地区、经济发达地区、金融发展水平较高地区和人力资本水平较高地区效果更好,数字普惠金融的促进作用与区域特征存在协同效应。     

Challenges for civil society involvement in civic entrepreneurship: a case study of local enterprise partnerships

Civic entrepreneurship involves engagement between the state, business and civil society to produce economic growth for the public good. In the UK context a key initiative to encourage such engagement has been the creation of local enterprise partnerships (LEPs); these structures are intended to be a key delivery driver of regional economic growth. This paper draws on insights from semi-structured interviews with actors involved in the development of a LEP in the north of England. Findings draw attention to concerns from civil society over losing its distinctiveness through these partnerships, and in the process losing its ethos as a guardian of the public good.     

Influence of perceived risk on entrepreneurial desirability and feasibility: multidimensional approach for nascent entrepreneurs

This study examines the influence of perceived risk on entrepreneurial desirability and feasibility as determining factors in the intention to start a self-owned business. Specifically, a multidimensional approach is taken to examine the different types of risks associated with entrepreneurship: economic, social, time, health and personal risks. The results obtained from a sample of 376 new entrepreneurs in Mexico confirm the fact that the perceived desirability and feasibility have a significant and positive effect on the intentions to start their own company. On one hand, the empirical evidence obtained shows a heterogenic effect of the risk dimensions associated with entrepreneurship on the perceived desirability and feasibility in their behaviour. Therefore, it was found that the economic risk associated with entrepreneurship has a negative effect on the feasibility to start a business, but does not significantly influence the desirability of that behaviour. On the other hand, a significant effect from the risk related to health is not seen on desirability and feasibility, but the negative influence of personal risk is empirically supported for both variables. Finally, the results obtained related to social and time risk are contradictory. Social risk negatively influences entrepreneurship desirability, but a positive effect is observed on the feasibility to create a business. For its part, the empirical evidence obtained does not support any effect of the time risk on the perceived feasibility of starting a business, but there is a positive on entrepreneurship desirability. These results, which are contrary to the traditional concept of risk as a barrier to entrepreneurship, are justified by the vocational nature of this behaviour and by the social sacrifices that are sometimes necessary to be able to make a business work.     

商业银行业务创新的实践及加快创新步伐的建议

为借鉴发达国家,尤其是美国金融创新的成功经验,进一步加快我国银行业的创新步伐,本文在对美国银行业创新一般规律把握的基础上,从业务创新的主要表现、利率管理的影响、银行融资地位的变化及业务创新的结构等方面,系统分析了我国商业银行业务创新的特点与问题,认为国有商业银行的制度缺陷、分业经营的限制、利率管制的阻碍和监管政策的不匹配等是制约我国商业银行业务创新活动的主要因素,并从推进国有商业银行体制改革、改善监管方式、加快利率市场化进程、完善法律监督等方面提出加快我国商业银行业务创新步伐和提升创新水平的主要对策.     

Knowing a winning business idea when you see one

Identifying which business ideas have real commercial potential is fraught with uncertainty, and even the most admired companies have stumbled. It's not as if they don't know what the challenges of innovation are. A new product has to offer customers exceptional utility at an attractive price, and the company must be able to deliver it at a tidy profit. But the uncertainties surrounding innovation are so great that even the most insightful managers have a hard time evaluating the commercial readiness of new business ideas. In this article, W. Chan Kim and Renée Mauborgne introduce three tools that managers can use to help strip away some of that uncertainty. The first tool, "the buyer utility map," indicates how likely it is that customers will be attracted to a new business idea. The second, "the price corridor of the mass," identifies what price will unlock the greatest number of customers. And the third tool, "the business model guide," offers a framework for figuring out whether and how a company can profitably deliver the new idea at the targeted price. Applying the tools, though, is not the end of the story. Many innovations have to overcome adoption hurdles--strong resistance from stakeholders inside and outside the company. Often overlooked in the planning process, adoption hurdles can make or break the commercial viability of even the most powerful new ideas. The authors conclude by discussing how managers can head off negative reactions from stakeholders.