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1.
复合型金融人才及其培养模式探析   总被引:1,自引:0,他引:1  
复合型金融人才是应用复合型人才理论结合金融业发展要求催生出来的一种新型人才。目前我国金融人才培养现状不利于复合型金融人才的培养,应根据我国金融人才需求,根据复合型金融人才能力构成要求,从培养目标、培养方案、培养方法、培养师资和培养体系等多方面构建复合型金融人才培养模式。  相似文献   

2.
知识经济时代的竞争是人才的竞争.作为现代经济运行的核心和前沿阵地的金融业,对金融人才培养质量有着特殊的要求,尤其是少数民族地区经济金融发展更是如此.结合区内外高校金融学教育教学实际和我区乃至我院金融人才培育的发展情况,探索知识经济时代下少数民族地区金融人才在培养目标和规格、培养的课程体系、培养的教学内容、培养的教学方法和手段以及所需师资等方面如何定位和建设规划的问题.  相似文献   

3.
随着我国金融行业的深化改革,金融体系日趋完善,用人单位对人才的需求发生了新的变化。通过实地访谈部分浙江省用人单位和走访部分院校了解其金融工程专业人才培养模式,得出了用人单位更需要大量能够尽快适应一线工作岗位、具有一定理论基础的应用型金融人才。文章从用人单位对人才的需求状况分析、通过访谈结果分析人才培养中存在的问题、总结此次调研的启示和建议等三个方面展开此次研究,该结果对地方高校金融工程专业人才培养方案的调整提供了建设性的对策和建议。  相似文献   

4.
不同层次金融工程人才的知识结构与培养模式   总被引:3,自引:0,他引:3  
金融工程不仅有一个综合性、理论性很强的知识体系,也包含着实用性、灵活性很强的一套方法和技术。其人才特点是既要有系统、扎实的理论,又要有较强的实际能力。培养学士、硕士和博士各层次金融工程人才,必须充分考虑实践中对各类金融工程人才的基本要求,以此来修正我们培养各层次人才的具体定位。  相似文献   

5.
万存知 《金融博览》2013,(13):40-41
前篇提到金融人才的教育和培养应该学习最基本的和最新的。之所以反复强调人才教育培养问题,是因为人才决定发展的方向和模式,决定未来。而现有的问题,也大多是人的问题或人引起的问题。就中国金融而论,目前人们大多处于梦游中的焦虑状态。  相似文献   

6.
互联网金融的快速发展为中国金融业尽快缩小与西方金融业的差距提供了契机,互联网金融是个发展迅速的新兴事物,互联网金融专业人才的培养更是迫在眉睫。文章通过传统金融与互联网金融特点的差异比较,提出要建立高瞻远瞩的人才培养观,高校应从课程设置、培养方法、培养师资和开放式国际联合办学方式等方面构建互联网金融人才的培养模式。  相似文献   

7.
目前,独立学院培养了我国大量的金融人才,但是由于独立学院在我国还是新生事物,在金融人才的培养方面存在很多问题。本文就独立学院金融人才培养的定位和策略进行了初步的探讨,并就独立学院金融人才的培养问题提出了一些具体的建议。  相似文献   

8.
姜进 《浙江金融》2005,(3):64-64
浙江金融职业学院是我省唯一以培养金融高层次应用人才为目标的高等职业院校.高等职业教育必须依托行业、服务行业,为行业一线培养基础理论扎实、动手能力强的实用人才.近年来,我校在深化高职教育改革,创新高职教育模式,密切与行业的合作,共同培养行业欢迎的实用人才方面做了许多有益的探索.订单式教育就是行之有效的校企联合培养金融人才的新模式.  相似文献   

9.
西部大开发,最为关键的是人才开发与利用。实施开发中的金融教育,必须建立现代化的人才观、价值观,西部金融人才的培养重在开拓、创新,建立金融教育政策体系。  相似文献   

10.
目前,独立学院培养了我国大量的金融人才,但是由于独立学院在我国还是新生事物,在金融人才的培养方面存在很多问题。本文就独立学院金融人才培养的定位和策略进行了初步的探讨,并就独立学院金融人才的培养问题提出了一些具体的建议。  相似文献   

11.
I.F. Clarke 《Futures》1985,17(2):170-184
With this survey of developments in the futures field since 1945, I.F. Clarke completes his present series for Futures. He makes two major points: that forecasting techniques have become essential tools in the management of change; and that nuclear weapons and ecological problems have added a moral dimension to the study of the future. In the next issue of Futures he will start a new series on the range of future-thinking in the USA, from the expectations of the first settlers to the Star Wars programme.  相似文献   

12.
融资融券业务正式运营已经开展,为证券市场带来了革命性的改革,作为证券市场的一大主体,基金公司面对融资融券也迎来了新的发展方向和挑战,本文从融资融券业务的运行机制入手,分析了基金公司融资融券的新契机,并对其即将面临的问题进行审视和剖析,进而提出策略建议.  相似文献   

13.
银监会分设后,人民银行将专司货币政策、金融稳定、金融服务三大职能。作为人民银行的分支机构,基层人民银行的工作重心也将从金融监管调整到这三大职能上来。人民银行的科技部门,就要积极运用科技手段,为人民银行履行新的职能发挥“服务、支持、促进、发展”的作用。一、围绕三大职能搭建五大平台经过“六五打基础、七五作准备、八五大发展”几个阶段后,人民银行相继实现了核算电算化、清算网络化和办公信息化。特别是近一两年来,陆续开通了大额支付系统、信贷登记咨询系统、会计四集中系统、金融信息服务网站等系统,人民银行信息化水平又…  相似文献   

14.
Abstract

The Society of Actuaries undertook a three-phase research project on mortality improvement in the three NAFTA countries: Canada, Mexico, and the U.S. Phase 1 consisted of a literature review of papers on projecting mortality levels in the future and a study of the trend in mortality improvement during this century. Phase 2 consisted of a discussion of different facets of modeling mortality rates at a seminar attended by 79 experts (actuaries, demographers, economists, and medical researchers) representing different countries. The last session of the seminar consisted of the completion of a survey by the attendees to obtain input for Phase 3, which would analyze the impact of mortality improvement on the social security system of each country. This paper summarizes the results of the survey.

The survey results illustrate the difficulty in forecasting mortality levels, because the effects of many factors that could have significant impact on mortality rates are unknown. This suggests the need for dynamic forecasting, which allows for the possibility of random shocks. A majority of the survey respondents believe that stochastic forecasting models, despite their complexity, have significant potential to add value. Respondents also believe that both historical data and cause-specific mortality forecasts are useful as input and also in validating forecasts of the aggregate levels of mortality. The challenge is to develop more sophisticated forecasting models to produce results that are relatively easy to interpret and to communicate these results to the desired audiences, including the public and policymakers.

The survey results suggest that the aggregate effect of lifestyle changes, medical advances, diseases, catastrophe, and physical environmental changes is an increase in life span. However, there is much uncertainty about the future. Respondents expect that beyond the year 2020 the mean annual rate of reduction in mortality for males age 65 and over will average about 0.58% for Canada, 0.76% for Mexico, and 0.67% for the U.S. The results for the female age 65 and over population are 0.64%, 0.83%, and 0.70%, respectively. The age 65 and over population is expected to see larger percentage reductions in mortality than the 0–14 and 15–64 populations. The reductions in male and female mortality will be ultimately the same, and the mortality levels in the three countries will ultimately converge, although differences may persist for decades.  相似文献   

15.
Abstract:  Prior research has shown the prevalence of measurement error in models used to estimate aggregate discretionary accruals. In these models, the incremental information content of the various components of accruals is ignored. Limited prior research and data gathered from firms under Securities and Exchange Commission (SEC) litigation indicate that managers use either one or more than one component of accruals simultaneously, in a consistent way to manipulate bottom-line earnings in a given direction. I propose two measures that capture the consistency between the discretionary components of accruals and test their significance in earnings management (EM) detection in firms that have artificially added accrual manipulation and firms that were targeted by the SEC for accrual manipulation. There is evidence that this information is incrementally useful in detecting EM. This finding paves the way for improvements in the discretionary accruals measure by including consistency information from the components of aggregate accruals.  相似文献   

16.
国家新出台的助学贷款政策,还不过是既有的框架下的局部调整,存在诸多不完善的地方。为此,对国家助学贷款应构建高校与就业单位的“双担保”机制。从长期来看,要构建一个系统有效的“政府部门管理和商业银行运作相结合”、“多层次、多渠道、多方式”、“担保和非担保、贴息和非贴息、市场和非市场运作互相补充”的中国教育金融框架。  相似文献   

17.
在中国,所有制形式的调整、改革与完善,先进生产力的发展,党的执政能力建设,是社会主义建设过程中密切结合在一起的三个不同层面的发展关系.应在相互促进和共同提高中促进社会的和谐发展,保证社会主义现代化建设战略目标的顺利实现.  相似文献   

18.
目前江苏省内人民银行各县(市)支行与其市中心支行的网络互联是通过专线经中国电信的x.25分组交换网实现的,没有其它备份线路,一旦线路或路由器出现故障,电子联行、银行信贷登记咨询、货币发行管理等业务系统就不能与中心支行的业务系统实现正常通信,这不仅会影响本行业务工作的正常进行,甚至可能会影响上级行业务系统的正常运行.针对这一问题我们首先想到的解决方法是,购买一个路由器作为备份路由器,再租用一条其它方式的远程连接线路作为备份线路,这样的备份设备费用至少15万~2万元.如果采用Windows 2000 Server(或者Windows NT Server 4.0),使用其免费提供的请求拨号路由服务,就能实现临时应急备份路由.下面对Windows2000的请求拨号路由及其安装配置做一详细说明.  相似文献   

19.
The separation of a unit of account (UoA) from a medium of exchange (MoE) in the commodity–money system is investigated by considering explicitly a seller's choice of UoA in terms of either an MoE or a unit of metal weight. If the likelihood of debasement of an MoE and its rate are high enough, the price is posted in terms of a unit of metal weight rather than an MoE. Interestingly, this MoE–UoA separated equilibrium yields the flexible nominal price, whereas an MoE–UoA integrated equilibrium yields the sticky one. This implies the nominal price rigidity in the fiat‐money system where MoE and UoA are integrated.  相似文献   

20.
一、引言随着国民经济的不断发展,银行业务与外部企业的联系越来越密切。银行正逐步成为现代经济活动的中心,作为数据处理核心的银行业务应用也越来越大型化、越来越复杂化,因此许多银行也把软件项目逐步由原来的自主开发转变为与公司合作的方式,或直接外包开发的方式,银行本身的技术人员也逐步由开发转向项目管理。二、项目外包的分类银行项目的外包有以下几种情况:①部分子系统外包,有时由于银行的软件项目太大,单靠银行自身的开发力量基本无法在预定的时间内完成项目,只好把相对独立的部分外包;②直接购买软件公司的成熟产品,有些金融软…  相似文献   

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