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141.
142.
Howard Bodenhorn 《Explorations in Economic History》2007,44(2):179-202
Few pieces of economic regulation are ubiquitous as usury limits. Similarly, few economic principles are as widely accepted as the belief that interference with freely contracted prices leads to market distortions, and many studies of financial markets find that usury limits negatively affect credit availability. This study shows that when no regulatory authority monitors and stands ready to punish violators of the usury limit when intermediaries and borrowers form long-term relationships, banks and borrowers regularly contract for interest rates in excess of the usury ceiling. Time-series analysis reveals limited effects on credit availability when market rates exceed the usury ceiling. Cross-sectional analysis of individual loan contracts also shows that the positive effect of a long-term relationship offsets the negative effect of the usury limit on credit availability. 相似文献
143.
私营企业主阶层地位及其地位相关关系的变迁受制于经济、制度诸因素的影响,其发展与地位变迁是一个与整个社会经济、制度环境互动的过程,同时也是这种互动的结果。本文主要对私营企业主阶层变迁的阶段进行了分析,并在此基础上分析私营企业的发展对于构建社会主义和谐社会的影响。 相似文献
144.
Based on energy-related measurements, this article evaluates the thermal performance, energy-saving, indirect emissions and financial feasibility of using heat pumps for hotel out-door swimming pools in subtropical climates. A rooftop pool of a city-centre hotel was investigated. It was found that the average coefficient of performance (COP) was around 2.0. The measured electricity consumption was 24.6 MWh and the total heat output was 49.1 MWh for the heating season studied (mid-December to the late April). Compared with conventional electric boilers and gas-fired condensing/non-condensing boilers, the total energy savings during the heating season ranged from 26.5 to 32.5 MWh. Greenhouse and noxious emissions can also be indirectly reduced by about 12,000 kg. A discounting approach was adopted to compute the net present value of fuel costs over a lifecycle of 10 years. It was found that, over a 10-year lifecycle, the energy cost could be reduced by HK$226,400 when a heat pump with an average COP of 2.0 was used instead of a conventional electric boiler. Derived from the energy cost saving over other conventional type of water heating equipment, the simple pay-back period can be about 2 years and the lowest internal rate of return can be 39%. 相似文献
145.
Howard Sherman 《Journal of economic issues》2013,47(2):269-284
Post Keynesian economists have followed Joan Robinson's criticism of general equilibrium theory as abolishing history by allowing all contracts to be executed today for all future contingencies. This was the justification for the support of financial innovation to provide for the completeness of futures markets. The recent crisis has shown that force of history. Instead, many evolutionary and Keynesian economists have suggested the approach of cumulative causation as an approach that includes history and eschews equilibrium. This approach may provide a way to take history seriously in economic analysis. 相似文献
146.
Energy benchmarking in support of low carbon hotels: Developments,challenges, and approaches in China 总被引:2,自引:0,他引:2
Achieving effective and objective energy benchmarking for hotels is integral in fostering the sustainable development of the lodging sector. In this work, we reveal the major and minor streams of hotel energy benchmarking and ascertain that the most popular approach in benchmarking is normalized energy use intensity (EUI) based on floor level. Previous efforts to establish EUI indicators using subsystem average, data envelopment analysis (DEA), and regression technique are also studied. We propose that hotel energy benchmarking based on floor area is useful from the top-down management perspective. However, on a practical perspective, energy benchmarking based on facilities should be the first priority for hotel management or owners. Compared with the general energy benchmarking in the building sector, we find that the hotel sector lags behind in the adoption of computer modeling for benchmarking. 相似文献
147.
Howard L. Hughes 《The Service Industries Journal》2013,33(2):121-135
This paper examines a tourism tax as a potential source of finance for local government in the UK. Although such a tax does not yet exist in this country it has received some support especially in the debate about how local government should be financed. It is suggested that such a tax may prove to be a useful secondary source of finance but significant problems of equity and administration exist. 相似文献
148.
This paper examines a content analysis of 580 of Hong Kong's print advertisements for the period from 1946 to 1996, which was conducted using Cheng and Schweitzer's (1996) framework of cultural values. Product categories were more determinant than the time variable in accounting for changes in cultural values. The cultural values present in advertising over time were fairly consistent and the study did not support a rapid shift from utilitarian values to symbolic values over the 50 years in question. 相似文献
149.
We introduce a new class of models that has both stochastic volatility and moving average errors, where the conditional mean has a state space representation. Having a moving average component, however, means that the errors in the measurement equation are no longer serially independent, and estimation becomes more difficult. We develop a posterior simulator that builds upon recent advances in precision-based algorithms for estimating these new models. In an empirical application involving US inflation we find that these moving average stochastic volatility models provide better in-sample fitness and out-of-sample forecast performance than the standard variants with only stochastic volatility. 相似文献
150.
This paper presents a practical case application of the real options framework to a multi-stage investment in the aerospace maintenance, repair, and overhaul (MRO) industry. With the deregulated commercial airline industry and military procurement reform, the $44 billion MRO sector must implement tools to remain strategically poised. In this case study, the MRO participant values a multi-stage irreversible expenditure in maintenance equipment and processes under air travel demand uncertainty using a real options analysis. The investment scenario is viewed from a delay, growth, and compound options framework, and an appropriate sensitivity analysis is performed. The main contribution of this paper is the detailed real option framing, valuation, and discussion that may be used as an illustration for industry practitioners or classroom instruction. 相似文献