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121.
M. Shahid Ebrahim Mark B. Shackleton Rafa? M. Wojakowski 《Journal of Banking & Finance》2011,35(11):3042-3054
This paper establishes a basic framework to study three different variants of Participating Mortgages (PMs). We obtain results for Shared Appreciation Mortgages (SAMs), Shared Income Mortgages (SIMs) and Shared Equity Mortgages (SEMs) in closed-form. We illustrate our findings with examples that show PMs are also attractive in an environment where prepayment can occur. Finally we conclude with the public policy implications of employing PMs as workout loans, especially post sub-prime crisis. We argue that by facilitating better risk sharing, PMs offer a means to enhance the efficiency and resiliency of the financial system. 相似文献
122.
ABSTRACTCelebrity and brand mascot endorsements are very popular and often-used techniques by marketers. Marketers believe that celebrity and brand mascot endorsements provide a higher degree of appeal, attention, and customer recall ability compared with when this technique is not used. Marketers also claim that a celebrity affects the credibility of claims about a product and increases the memorabilia factor of the message, which may provide a positive effect that could be generalized to the brand. Primarily this essay has been designed such that it examines various parameters related to advertisements containing celebrity and brand mascot endorsements. Data were been collected from 150 respondents through questionnaire and subjected to t test, χ2 test, and difference of means test to enforce the hypotheses that celebrity endorsements have impacts on customers’ perceptions and their purchase intentions. The findings of this study provide insights for marketing and brand managers to design and market their campaigns effectively. 相似文献
123.
The rising Muslim population in the USA has fuelled an increase in the domestic demand for ' ' finance. One of the prominent restrictions that imposes on financial practices is a prohibition on the payment and collection of riba , interest on loans. This paper examines the home financing models of three prominent Islamic financial institutions. It identifies the transaction models that these institutions use, explains the differences among these models and illustrates how each institution 'sells' its chosen approach to the public. 相似文献
124.
Shahid L. Ansari 《Accounting, Organizations and Society》1979,4(3):149-161
The theory of open systems has been increasingly applied to the study of organizational planning and control systems. This is also true for the area of budgetary control. At present, however, there is a tendency for writers to treat the design problems as an either/or choice between an open or a closed system. This paper argues that the critical decision problem is where in a system closure can be most beneficially applied. It will show that the open systems view, with its emphasis upon the horizontal dimension in an organization, is better suited for designing effective budgetary control systems. The computation of budget variances is chosen as the key step at which the usefulness of this view can be fully appreciated. An alternative budget variances measurement scheme, based upon similar perspectives in the area of job design, is proposed. It is shown that variances computed under the proposed system more fully reflect the interacting nature of most organizations and provide better control information. 相似文献
125.
126.
During the 1990s Chinese telecommunication (telecom) manufacturing firms attempted to enhance their innovative knowledge capabilities by concentrating efforts on technological importation and assimilation. In order to improve indigenous technological innovation capability, Chinese firms enhanced their capabilities by accumulating and reactivating firm-specific knowledge. This paper attempts to explore the growth trajectory of some Chinese telecom firms' technological capabilities. Often the catching-up of a firm's technological capability is a trade-off process between the frequent accumulation of technical knowledge and the infrequent leapfrogging of the comprehensive technological capability. To explain the catching-up trajectory of technological evolution the Chinese telecom manufacturing sector was selected. A conceptual framework of the catching-up of technological capabilities is proposed. The framework and the implicit logic of technological catching-up are analyzed through a theoretical lens. A detailed empirical study of a Chinese telecom manufacturer is then presented to validate the capability catching-up pattern. 相似文献
127.
Orlando C. Richard Amy McMillan-Capehart Shahid N. Bhuian Edward C. Taylor 《Journal of Business Research》2009,62(8):818-825
Exploring the role of psychological contracts, this study proposes that different organizational cultures are associated with relational psychological contracts compared to transactional contracts while both types of contracts serve as mediators. While clan cultures positively impact relational contracts and are negatively associated with transactional contracts, hierarchical cultures have the reverse effect. In addition, psychological contract types mediate the two culture types' relationship to both organizational commitment and employee yearly earnings. In sum, clan cultures relate to more positive organizational outcomes than hierarchical cultures, a finding which as implications for future research and practice. 相似文献
128.
Contrary to the perceived assumption that operational complexity of innovation projects predicts operations inside the organisation, we propose the opposite argument that operational complexity of foreign innovation projects increases the inter-organisational alliance formation. The evidence from the clinical trials innovation projects in the biopharmaceutical sector supports the operational complexity-alliance (OCA) proposition in China at three levels: institutional (legal and cultural), technological (purpose and methodology) and dispositional (organisation type and its experience). Institutional complexity shows that the legal difference between the home and host country positively predicts the inter-organisational alliance. Similarly, in national cultural differences, power distance, uncertainty and long-term orientation support the OCA proposition. Technological complexity reveals that explorative purpose and complex methodologies support the OCA proposition. The organisation’s disposition reveals that the industrial firm predicts the inter-organisational alliance more than the non-industrial organisation does. Concerning the organisation’s experience, it negatively predicts the inter-organisational alliance. Therefore, it appears that organisational discretion from the operational complexities leads to the structural change to reduce the cost of operations through externalisation rather than internalisation. 相似文献
129.
The sourcing of technological knowledge: distributed innovation processes and dynamic change 总被引:4,自引:0,他引:4
This paper outlines the knowledge and technology sourcing practices of a range of key firms and organisations across the UK based on primary research, and analyses the key factors related to managing the technological knowledge boundaries of the firm. In particular, the paper considers the dynamic dimension considerations to such issues. As such it outlines important differences between short and long time horizons, before analysing in more detail some of the implications for firms of technological change over the long term. The paper seeks to highlight the importance of the time dimension in helping to explain why and how firms source technological knowledge externally and how they align their sourcing activities to their strategies associated with developing current and future capabilities. 相似文献
130.
This paper reports the results of a longitudinal field study of information use in a public sector organization. The investigation focused on the extent to which the use of cost accounting data by military repair facilities in the U.S. fits one of three conceptual models of information use. The models reflected the technical-rational, socio-political and institutional perspectives on organisations. Data were obtained by visiting 14 military installations, interviewing 95 people in depth, examining archival data, and conducting in-depth studies of problem areas within the cost system. The study included data covering a period of 22 years. Results indicated little use of the cost data consistent with the technical-rational perspective. Most uses of the data were consistent with either the social-political or institutional perspectives. The study also revealed interesting dynamic properties of the system over time such as the change in the patterns of data use from socio-political and institutional to technical-rational, and the creation of new users for the system. 相似文献