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981.
王媛媛 《广东农工商职业技术学院学报》2013,(3):48-51
与法国银行保险相比较,我国银行保险在银行保险产品、保险利益分配、监管环境方面需要积极的借鉴,我国银行保险发展应该在组建金融控股公司模式,确立清晰的银行产品战略,构建银行,保险公司和客户三方利益分配模式,提供宽松的监管环境、推进一体化监管体系建设方面进行相应的变革。 相似文献
982.
983.
《Journal of Quality Assurance in Hospitality & Tourism》2013,14(2-4):209-238
ABSTRACT This article explores relationships between tourism sea-sonality and the lifestyle motivations of small tourism businesses, fundamentally a supply-side perspective of seasonality. Seasonal trading decisions are subject to a number of influences, not all of which are in the operator's control. Drawing from exploratory research undertaken in Scotland, the article argues that for some operators, especially located in rural and peripheral destination areas, lifestyle enterprise can confer a range of benefits, some of which are afforded by operating the business on a seasonal basis. Moreover, seasonal trading was seen to assume a number of distinct roles, reflecting various characteristics of lifestyle operators. Accordingly, public policies that seek to promote seasonal extension based on the premise of local economic development or destination objectives are not necessarily destined to work. This is particularly pertinent if such policies do not recognise the wider supply-side dynamics of seasonal trading and fail to engage with the lifestyle aspirations of the operators themselves. 相似文献
984.
985.
纪念改革开放三十年,我们最需要做的是反思。值得反思的地方很多,本文试从改革的过程与成就、改革的形势与问题、改革的任务与重点及深化改革的动力与阻力来自何方等方面进行初步的反思。 相似文献
986.
987.
With very few exceptions the accepted viewpoint established by (predominantly) US research is that bank operating performance is not improved after merger. In this article we concentrate on European banks and investigate post-merger operating performance for 35 publicly listed bank mergers that were completed between 1992 and 1997. We find that industry-adjusted mean cash flow return did not significantly change after merger but stayed positive. We also find that the merger led to a significant decrease in profitability and capitalisation. Our key finding, in contrast to the US evidence, is that cost-efficiency ratios improved, although the improvement was not large enough to offset the profitability decrease. We also find that low profitability levels, conservative credit policies and good cost-efficiency status before merger are the main determinants of industry-adjusted cash flow returns and provide the source for improving these returns after merger. 相似文献
988.
Gary L. Simon 《The Service Industries Journal》2013,33(1):11-23
Professional services firms (PSFs) engaged in international operations present a unique challenge for governments. They directly and indirectly affect governmental policies and the agencies that enforce these policies through policy development, problem solving, and implementation. Yet, governments that seek to advance rational, forward thinking public policy have little, if any, regulatory control over the input and influence of these professional experts. International professional service firms face an increasingly competitive marketplace and complex challenges that demand skill sets that are markedly different from those characteristically required of consumer service companies. This study identifies the qualities of the best performing PSFs that engage clients worldwide. Implications are discussed for governments to ensure the greater public good. 相似文献
989.
Incorporating asymmetric cost and benefit of supplying excess liquidity into an otherwise standard time inconsistency model, this paper offers an explanation of the excess liquidity and housing price booms recently experienced in China. We find that the central bank's incentive to stimulate economic growth with excess liquidity fuels real estate prices and accelerates inflation bias. Therefore, the central bank should free itself from the pressure to achieve an economic growth rate higher than the potential level, and assign an appropriate weight to the real estate price fluctuations in the central bank's objective function, so that the central bank's policy of stimulating economic growth with excess liquidity can be constrained. 相似文献
990.
消费信贷是当今世界各国促进信用消费的主要形式,对经济增长具有积极意义。后金融危机时代,我国经济发展速度稳步上升,发展个人消费信贷是保持经济继续平稳较快发展的重要途径。本文在阐述消费信贷理论的基础上,对陕西消费信贷的现状和存在的问题进行分析,在借鉴美国消费信贷的经验及启示的基础上,有针对性地提出进一步发展消费信贷的对策和建议。 相似文献