中国银行业经济资本管理的实施路径——从巴塞尔新资本协议获得的启示

经济资本是加强商业银行内部资本管理和风险管理的重要手段.借助经济资本和其他基于风险的管理工具,金融机构可以对其面临的风险进行量化,计算应对这些风险所需的资本及得出根据实际风险进行调整后的收益.对大多数国内银行而言,经济资本的应用已经落后于其他先进国家,本文试图从新资本协议IRB方法的基本思路入手,提出国内银行业在现有条件下提升经济资本计量水平的解决方案.并提出在目前条件下,为实现有效资本管理的最终目标,要尽快开发关键风险参数的量化模型,加强资本管理IT系统建设以及建立资本计划的制定和实施程序.     

The algebra of health concerns: implications of consumer perception of health loss,illness and the breakdown of the health system on anxiety

The current and expected future state of the American health care system creates much concern and anxiety at the national and individual level among Americans. This study is in response to the call of the Institute of Medicine to further study the lack of confidence among Americans about their future ability to receive high‐quality health care. This study compares perceived anxiety and its amelioration as a result of three possible health situations: illness with infectious disease, losing one's health and a breakdown of the health care system. This empirical study was conducted within the framework of conjoint analysis. We conducted an experimental design of ideas, identified attributes that increased or reduced anxiety in each of the three health‐related situations and then segmented consumers on the basis of their patterns of reactions to the attributes. We found that the highest anxiety was attributed to the breakdown of the health care system. The segmentation further suggested that the anxiety emerging from the breakdown of society's health care system generated a different extent of anxiety than that which emerged from one's illness or one's loss of own health. The attributes that drove anxiety across the health situations were, surprisingly, charities, one's company, the local hospital and supplemental insurance. Attributes that reduced anxiety differed among segments. The attributes were found to be: close friends, family, distribution of information by authorities and the belief in God. At a practical level, these data and patterns of response allow health care policy makers to enhance the coping ability of patients by understanding the nature of what reduces the anxiety of individual types of patients. The approach in this study provides a person‐centred system for communication and anxiety reduction that can be implemented as part of a public health policy.     

劳动密集型企业一线员工流失的原因与对策

近几年来,人力资源的供给与需求之间的矛盾日益突出,特别是劳动密集型企业一线员工稳定性差,流动性大,且员工队伍参差不齐,低学历比重大,直接影响企业生产经营活动的正常进行,劳动密集型企业有必要构建员工与企业共享发展成果机制,强化对一线员工的培训与学历提升,建立转岗轮岗制度,实现工作丰富化,提供具有竞争性的工资福利待遇以增加对一线员工的吸引力,从而实现企业的可持续发展。     

磁流体密封摩擦温升的研究

在分析牛顿液体内摩擦定律的运动速度分布规律基础上，推导出计算磁流体运动中摩擦功率损失的公式；并根据热力学理论绘出温度分布曲线，依据曲线推导出热流量的计算公式。在绝热条件下两公式计算结果应是一致的。事实上也均与实验结果相差甚小，公式可做为选型设计时使用。     

2020年农民增收:新冠肺炎疫情的影响与应对建议

新冠肺炎疫情将从多个渠道、多重方式对今年农民增收带来严重冲击,其中对工资性收入影响尤为突出。疫情在全球加速扩散,对全球经济贸易增长冲击严重,通过全球供应链影响我国产业经营和农民就业,今年后期农民持续增收挑战巨大。本文认为必须统筹疫情防控和经济社会发展两线作战;加快中小企业复工复产,实施文化旅游产业振兴,加大创新创业支持,恢复和稳定农民就业增收;创新农产品产销对接,实施产业提升工程,提升风险治理能力,稳住和促进农业经营增收;加强国际疫情研判,抓紧做好防范应对,稳住农民增收基础。要对标问题、攻坚克难、系统发力,通过一揽子政策助力农民持续增收,力争如期实现全面建成小康社会和全面打赢脱贫攻坚战目标。     

FY型粮食装卸机的设计与计算

介绍了ＦＹ 型粮食装卸机的工作特性和具有粮食分级功能的中间分离仓；可自动调节补风量大小的喂料器；可伸缩、弯转的组合风管等主要部件的结构、特点及主要性能参数的计算方法。     

螺旋振子谐振腔滤波器的设计与应用

简要介绍了螺旋振子式腔体滤波器的原理及设计方法，给出了一个100MHz滤波器实例和在频标比对器中具体应用电路。     

基于社会责任角度对垄断国企上缴利润的思考

垄断企业得到垄断的超额利润,会导致社会贫富差距进一步分化,造成社会福利的损失。我国垄断企业的超额利润长期稳定存在。从增加社会福利的角度考虑,应加强垄断国有企业对垄断超额利润的上缴,并构建相应的垄断国企上缴利润的制度框架,实现有效的收入再分配。这是基于社会责任对垄断国有企业提出的要求。     

灯泡贯流式机组厂房的水头损失计算

文章结合珠江上某灯泡贯流式机组水电站的水头损失计算，总结了此类厂房水头损失计算的几个主要部分以及需要注意的问题，提出了一些可以减少水头损失的措施，旨在为将要设计的灯泡贯流式机组厂房水头损失计算提供参考。     

基于供销合作社现状的损益分配研究

近几年来由于内外原因,我国供销合作社的发展遭受较大挫折,表现在购销业务下降,农村市场占有率逐年递减,经济效益严重下滑。本文从我国供销社的损益分配现状入手,在回顾相关理论及文献的基础上,通过我国与美国供销社损益分配的比较研究,分析了我国供销合作社损益分配存在的问题及其成因,最后结合我国供销合作社损益分配的现状,提出一些相关对策。