论民事诉讼中的证据共通原则——辩论主义与自由心证之协同

在民事诉讼中,为了获取胜诉判决,当事人通常会竭尽全力主张和举证。由于纠纷案件的复杂性、当事人以及代理人的诉讼技能参差不齐,当事人偶尔也会提出与己方主张相反,有利于对方当事人的证据。依据自由心证原则,在不违反辩论主义原则的情况下,法官可以通过证据共通原则做出自由的事实认定。证据共通原则是法官自由裁量权在证据认定程序中的体现,是民事诉讼中的一项重要的证据制度。     

试论恶意透支信用卡犯罪及其立法完善

恶意透支犯罪是当前经济领域中利用信用卡作为犯罪工具的一种犯罪，是信用卡诈骗罪最常见的一种表现形式，其特征相对其他信用卡犯罪有特殊之处，因此有必要对恶意透支进行分析，予以准确界定，以便协调立法冲突。本文围绕恶意透支信用卡犯罪中的一些疑难问题做了探讨，并为完善立法提出了建议，以求共识。     

中国名山旅游资源个性特征挖掘与“景区名片”打造

名山旅游资源在现代旅游发展中起着极其重要的作用,名山旅游资源个性特征挖掘与"景区名片"打造,是增加名山旅游地的识别度、稳定客源市场、提升竞争力的有效途径;针对旅游者动机和旅游决策因子变化,在挖掘名山旅游资源个性特征,提炼名山旅游资源核心特征、关注区域知名因素、地方特色、市场变化基础上建立名山旅游区景区名片,是打造合理名山旅游地名片的有效措施.     

论微机与阅卷机在教学中的作用

本文介绍了计算机与阅卷机作为教学辅助手段在教学中的应用及其作用，并且指出了它的无比优越性     

Ethical Issues in Credit Card Solicitation of College Students – The Responsibilities of Credit Card Issuers,Higher Education,and Students

Credit card companies aggressively solicit college students, without regardfor the consequences of high credit car debt for these customers. Theethical conflict of the sale of easy credit to college students too oftenresults in hazardous outcomes akin to the solicitation of youth by cigarettecompanies. This paper will investigate the dangers that credit card use presents to theyoung customer, the unethical manner in which the companies that issue these cards promote their products to this audience, and the role of institutions of higher education. A majority of students are not only using credit unwisely (average balances of over $1000 regardless of who reports the data) but are payingexorbitant interest (18%–22%). The credit card companies call this``responsible' use. They are collecting enough interest and fees to morethan cover losses resulting from bankruptcy. They use a variety ofmarketing techniques to lure college students – glitzy `MTV' type shows,free prizes and gifts, special interest rate offers, and now they can pretendthrough `educational services' to explain to college students why credit cards are important.This paper investigates the ethical considerations of credit card solicitationof college students as a result of research into factors that influence thenumber of credit cards held by these students. Current solicitation policiesof colleges and universities are also presented.     

信用卡客户价值模型分析

提出了信用卡客户历史价值模型、潜在价值模型和特约商户价值模型,分析了各种模型的有效性和可操作性。     

智能IC卡系统在机电井灌溉中的应用及影响

针对IC卡系统在机电井灌溉中的应用状况及应用后产生的影响和存在的主要问题，通过对辽宁省沈阳市的调查研究，指出IC卡系统的应用不仅可以减少地下水资源的浪费，而且可以促进电费的回收，减少农户的灌溉成本，因此将成为有效管理地下水资源的一个重要方式。同时也指出该系统在应用中存在的问题，并提出相关建议。     

国家森林公园年卡市场开发与营销策略——以福州国家森森公园为案例

查阅福州国家森林公园的各种历史资料,结合所收集的福州国家森林公园年卡调查的数据,对福州国家森林公园年卡市场开发做了可行性分析,明确了福州国家森林公园年卡市场定位,提出了年卡市场开发的策略和营销策略。     

河西地区野菜资源的开发利用

论述了适应河西地区开发的17个科，近30个种类的野菜资源的形态特征，营养成分，食用方法以及保健功效。     

ISOLATING THE WILD CARD OPTION

Many embedded options are difficult to value the wild card option in the Treasury bond futures contract is one of these embedded options. We illustrate how narrow theoretical bounds on the value of this option, relative to the price of the contract, may be obtained in the presence of other embedded options. Simulations suggest that the value of the wild card option is close to zero. This implies that, in this economy, a simpler pricing model of the Treasury bond futures contract, which ignores the wild card option, will result in only a small loss of accuracy.