Role of banks in financial inclusion in India

Financial inclusion is emerging as a new paradigm of economic growth that plays major role in driving away the poverty from the country. It refers to delivery of banking services to masses including privileged and disadvantaged people at an affordable terms and conditions. Financial inclusion is important priority of the country in terms of economic growth and advanceness of society. It enables to reduce the gap between rich and poor population. In the current scenario financial institutions are the robust pillars of progress, economic growth and development of the economy. The present study aims to examine the impact of financial inclusion on growth of the economy over a period of seven years. Secondary data is used which has been analyzed by multiple regression model as a main statistical tool. Results of the study found positive and significant impact of number of bank branch and Credit deposit ratio on GDP of the country, whereas an insignificant impact has been observed in case of ATMs growth on Indian GDP.     

Is socially responsible investment useful in Mexico? A multi-factor and ex-ante review

The present paper continues the firsts reviews made to socially responsible investment in Mexico. We extended these reviews by using a non-parametric multivariate equality test, along with a multi-factor market cap model, and a Monte Carlo simulation. Our results show that the IPCS index, the IPCcomp and the IPC have a statistically equal mean-variance performance, suggesting that this sort of investment style (SRI) is a good substitute of the broad market investment style in the long term. Among the causes of this finding is the fact that the IPCS and the IPCcomp indexes have almost the same large and small cap stock concentration and the IPC index (a large-cap one) is not as diversified and mean-variance efficient as the former.     

The influence of remuneration on the behavior of hospital employees in Brazil

The study aimed to analyze the employee's perception of the remuneration systems in two major hospitals in Brazil, one managed by the government and the other by private investors. The sample considered 109 respondents, out of which 54 were from the private hospital and 55 from the public hospital. After data collection on the sample population, perception of remuneration was associated with occupation, gender, age and experience, as suggested by the Upper Echelons Theory. The results show that remuneration is viewed as an instrument of control and behavior or a learning-inducing mechanism; however, the perceptions of employees working in the health area and administrative area were different. These findings show that the influence of fixed pay is different not only for the employees of both areas, but also in relation to the public and private hospital management. It was found that gender is not a determinant factor of behavior and that there were no differences between younger and older employees as well as between more experienced and less experienced employees with respect to the effect of remuneration on behavior. There were no differences in relation to the type of hospital either. In general, the results emphasize the importance of remuneration as an instrument of control and management, either in the context of public or private organizations.     

Economic integration,economic crises and economic cycles in Mexico

This article analyzes the peculiarity of the dynamics of economic fluctuations of the Mexican economy, within the framework of its integration with the US and Canada; the article demonstrates how the Mexican economy make endogenous the macroeconomic crises from the USA (2001 and 2007), and how the business cycles of both countries became more aligned to each other.Based on the heterodox economic theory of crises and cycles, we check the “empirical law of economic dynamics” of the Mexican capitalist system according to the logic of the multiplier–accelerator theory that allowed us to study the dynamics of business cycles for the period of the study (1993–2013). To do this, we construct and estimate a stationary VAR model and utilize the Granger causality tests and quarterly data.     

复杂技术网络化布局三维风险及其规避策略研究

复杂技术如同一个多元技术网络系统,其网络化布局存在潜在的横向风险、纵向风险及结构风险。对应三维度风险分析,从网络合作规则设计、技术网络治理与技术网络资金支撑体系构建以及产权制度创新3个方面,提出了应对复杂技术网络化布局风险的规避策略与制度设计,对了解我国复杂技术创新网络以及加强网络风险治理具有一定的借鉴意义。     

金融企业的品牌传播策略研究——以招商银行为例

随着经营环境的变化,金融企业间的竞争逐渐进入了品牌致胜的时代。借鉴招商银行的品牌传播策略,金融企业品牌传播成功的关键点在于:在详细调研的基础上进行品牌定位,选择与品牌定位相符的方式和渠道进行品牌传播,善用公共关系,担负起社会责任,最后企业还要有效地利用文化力,建立起基于企业文化的品牌传播体系。     

基于G-S正交化方法的宽零陷方向图综合

在线性阵列天线方向图无约束Gram Schmidt(G S)正交化综合方法基础上加入零点 导数约束条件实现宽零陷波束图综合。此方法保持了无约束正交化方法中因采用对阵列导 向矢量正交化处理而使得计算简便的优点,适合均匀或非均匀直线阵的综合。 实验结果表明,此零点约束 正交方法能很好实现在零阶、一阶和二阶导数约束条件下线性阵列波束图的综合。     

Worldviews,Levels of Consciousness,and the Evolution of Planning Paradigms in Protected Areas

Abstract

Protected areas (PAs) worldwide are facing increasing visitation and complexity. Mounting pressures from the private sector are intensifying the risks associated with overtourism. The increasing strategic importance of PAs for the communities and regions in which they are situated requires improved management effectiveness; yet, recent studies indicate significant and growing systemic risk. Worldview analysis can be a valuable tool for building consciousness and informing the evolution of PA planning and management. Directed content analysis was used to examine two Visitor Use Plans developed for the Coyhaique National Reserve, located in the iconic Patagonia cultural area of southern Chile. The plans were developed using distinct planning frameworks, with different underlying assumptions. Research questions focused on how modernist, postmodernist and integral worldviews were expressed within the two plans. Worldviews were explored in both manifest and latent manners, considering plan text, models and overall context revealing patterns and links between the plans and planning frameworks that guided their development. Rich context and a thorough discussion of methods assists with the incorporation of worldview evaluation within PA management theory, informing the continuing development of knowledge and capacities that can better prepare PAs for future challenges.     

Human approach in the quality management system of manufacturing SMEs in Mexico Theoretical review and proposal of a conceptual model

Currently, globalization and competitiveness exert an enormous pressure on small and medium enterprises (SMEs) in the manufacturing sector in Mexico, for that reason they must be more effective and flexible to meet customer demand. In this article, we reviewed the literature on the subject according to the level of significance of variables like human factor, quality culture, quality management system (QMS) and innovation, considered as key elements of a latent competitive scale as from their exploration and explanation. The main objective of this research is to carry out a critical analysis by relating the importance of the human factor of QMS, through research on socio-emotional, intellectual factors and ethics values for achieving the effectiveness of QMS at all organization levels; it also provides a link between variables of quality culture, value propositions, and innovation. Finally, this work discusses the design of a human factor-based quality model to ensure the value propositions for customer and stakeholders’ satisfaction.