我国网络营销存在的问题和发展对策

网络营销是利用网络资源展开的营销活动。与传统的营销方式相比，它具有特殊的优越性和不可替代性。发展我国网络营销需要政府、企业及消费者共同努力，改善网络消费环境，更新网络消费观念，积极创造条件，推动网络营销良性发展。     

应收账款融资的方式与前景分析

随着我国经济的发展和法律体系的不断完善,商业信用越来越盛行,企业应收账款资金的占用量逐渐膨胀。利用该项速动资产既可以融通企业所需资金,又可以拓展企业融资渠道和开发金融新品种。本文介绍了应收账款的三种融资方式,探讨了有效应收账款的确定标准,分析了应收账款融资在我国开展的前景及开展该业务应完善的几个条件。     

As you like it: Explaining the popularity of life‐cycle funds with multi cumulative prospect theory

Life‐cycle (or target‐date) funds are funds, which typically decrease their risk exposure over time. They have been very successful in many countries, particularly in the segment of old age provision. However, Expected Utility Theory (EUT) cannot explain their popularity. Moreover, recent results of Graf (2016), imply that not only EUT but also its behavioral counterpart Cumulative Prospect Theory (CPT) is often not able to explain the popularity of these products, since for each life‐cycle fund a corresponding balanced fund can be constructed, which is preferable from the investor's perspective in most circumstances. In a recent paper, Ruß and Schelling (2018), have argued that potential future changes in an investment's value already impact the decision of long‐term investors at outset. Based on this, they have introduced Multi Cumulative Prospect Theory (MCPT), which is based on CPT and considers the subjective utility generated by annual value changes. This paper shows that for MCPT‐investors, life‐cycle funds are typically more attractive than their corresponding balanced funds since they reduce the potential losses toward the end of the investment horizon. Hence, our findings provide an explanation for inferior decisions in old age provision. This can serve as a basis to improve such decisions.     

2010年中国经济形势展望及政策建议

本文结合国内外经济形势,在对2010年我国宏观经济增长趋势作出展望并对经济发展面临主要问题加以分析的基础上,提出相关政策建议。     

货币政策的非对称性:基于前景理论的解释

利用前景理论及其扩展研究不同货币政策下人们的行为选择及其变化,结果表明:不同的货币政策下,收入水平和边际利得的不同会促使人们相应地调整参考点和权重,使总价值函数处于不同的位置(税收和通胀也都对参考点和总价值具有重要的影响),使人们呈现出不同的风险偏好,并采取不同的应对措施,从而导致了货币政策的非对称性.     

中非农业合作的现状及其前景

近年来,中非农业合作不断深入,合作领域覆盖了农业援助、农产品贸易和农业投资等各个方面,呈现出良好的发展态势。然而,实践中也暴露出了一些问题。中非农业发展的互补性较强,合作潜力巨大,发展前景非常广阔。对此,需要从政府、企业等多个层面采取有效措施来加以深化。     

Empirical study relating macroeconomic literacy and rational thinking

We analyze macroeconomic literacy by insights from behavioral economics, while incorporating individual differences in gender, cognitive ability and academic institution. Our sample consists of economic students from two academic institutions in Israel. For statistical analysis, we used Generalized Estimating Equations (GEE). Our main finding is that high-level male students who are prone toward mental accounting have very accurate expectations of inflation, interest rate and unemployment, i.e. they are highly macroeconomic literate. Yet, we found no indication that rational thinkers are more literate than others.     

稻米适度加工现状与前景分析

本文结合企业实际,针对稻米加工过度的现状,通过对企业生产工艺发展过程分析,表明适度加工是符合国家政策、健康消费、粮食安全及节能降耗导向,具有重要的实际意义。最后,对适度加工的几点思考给我们提出了需要大米行业人共同努力的方向。     

A Review of Guangxi Banking Industry Reform and Development in 2011 and Prospects in 2012

2011年以来,广西银行业认真贯彻落实国家宏观调控政策,各项业务实现快速发展,信贷增长平稳有序,服务薄弱领域的能力进一步加强,改革取得新进展,发展质量、效益和经营管理水平显著提高,综合实力明显增强。随着2012年自治区深入实施＂翻两番,跨两步,三提高＂的战略目标,辖内银行业面临新的发展机遇。广西银监局将督促和引导银行业金融机构乘势而上,按照科学发展和审慎经营的要求,推进改革创新,不断改进金融服务,提高银行业服务实体经济的能力和水平,促进地方经济与银行业发展实现＂双赢＂。     

Exchange asymmetries for bads? Experimental evidence

This study provides the first incentivized test of exchange asymmetries for unpleasant items, the so-called bads. While prospect theory predicts an endowment effect for goods and bads, attention-based theories predict an endowment effect for goods, but a reverse exchange asymmetry (that is, a particularly high willingness to switch) for bads. The investigation of exchange asymmetries for bads is a key element to distinguish between the validity of loss aversion- and attention-based theories. As we find a strong endowment effect for bads, our results speak in favor of prospect theory.