用系统性思维解决我国中小企业融资难问题

由于信息不对称、高风险、缺少抵押品及管理体制落后等原因,中小企业融资难成为一个全球性的问题。我国中小企业融资难问题可以归结到企业自身缺陷和金融机构过高的运营成本上。本文分析了中小企业融资难问题的成因,为中国中小企业摆脱融资困境提供了政策建议。     

Trade Credit in the Crisis： Selling or Financing？

The work investigates the use of trade credit in Italy for reasons of a financial nature. The analysis considers Italian small and medium-sized enterprises （SMEs） and investigates, over the years of 2009-2011： the existence of functional relationships between the incidence of trade receivables and payables and corporate profitability; the existence of interdependencies between trade credit policy and trade debt policy; and the coexistence of interchangeable and complementary conditions between trade debts and bank loans and other sources of funding. To verify the research hypotheses, linear regression models on a yearly basis are used and these models are put under observation over the years of 2009-2011. We can conclude that there are interdependencies between trade credit policy and trade debt policy and that trade credit is a source of flexible way of financing, also available in periods of crisis, which has a positive effect on the profitability of SMEs and can be utilized as a complementary and substitute source of financing to bank loans.     

Technology upgrading of Small-and-Medium-sized Enterprises (SMEs) through a manpower secondment strategy – A mixed-methods study of Singapore's T-Up program

This paper outlines a scheme that uses manpower from public research institutes to assist the technology upgrading of Small-and-Medium-sized Enterprises (SMEs). The Growing Enterprises through Technology Upgrading (GET-Up) initiative has been successfully implemented in Singapore since 2003. The key program in the initiative is a manpower secondment scheme (i.e. a temporary placement of manpower in a different organization) known as T-Up. We propose that T-Up represents a new approach to technology transfer which additionally maximizes the industrial impact of public sector research. Instead of traditional technology transfer modes which are transactions-based, T-Up utilizes skills and human resource transfer through secondment of public sector researchers. Findings from two surveys conducted in 2005 and 2012 show that the T-Up secondment program had positive impact on the technological capabilities, innovation performance and growth of participating companies. Additionally, case studies highlight that this approach addresses a wide range of challenges faced by local SMEs and is flexible enough to cater to specific needs and requirements.     

Firm Shutdown During the Financial and the Sovereign Debt Crises: Empirical Evidence from Portugal

This paper examines Portuguese firms’ survival over the business cycle and investigates whether the effect of firm size varies across the phases of the cycle and with the type of shock associated with periods of economic contraction. Our results show that smaller firms are more likely to shut down than larger firms. Within each size band, however, we found that during the two crises examined, micro firms experienced hazards of closing (relative to large firms) at least similar to those observed in the pre-crisis period, while medium-sized firms were found to have been more vulnerable during the financial crisis period but showed more resilience during the sovereign debt crisis. The results suggest that during the sovereign debt crisis, firms faced a higher probability of closing than they did during the financial crisis.     

Organizational Culture,Leadership Behaviors,and Employee Attitude in Chinese SMEs＂ Empirical Evidence

This study examines the impact of organizational culture on leadership behaviors, as well as the influence of leadership behaviors on employee attitude in Chinese small and medium-sized enterprises （SMEs）. Based on previous researches, this study establishes a conceptual model that indicates the two types of influential relationship. Data are collected from 515 subordinates of 23 SMEs in Chengdu of Sichuan province. By using statistical methods, findings of this study are concluded. Directions for future research are also discussed.     

温州金融综合改革实验区成立一周年回望与思考

在温州金融综合改革实验区成立一周年之际,回顾了温州金融综合改革实验区成立的背景、过程与意义,进而重点分析过去的一年温州金融综合改革取得的成绩和暴露出的问题,并提出对策建议,以促进温州未来金融业的改革和发展。     

黑龙江省中小企业对外贸易环境分析

目前，黑龙江省中小企业对外贸易发展较为迅速，已成为黑龙江省对外贸易的主力军，但中小企业在参与对外贸易过程中在企业自身、政策体制、社会服务体系、融资以及人才引进方面仍然受诸多因素的影响和限制。应加强法制环境的建设，创造宽松的政策环境，完善社会服务体系的建设，加大贷款担保工作力度，拓宽中小企业信息渠道。     

日本中小企业制度研究

日本中小企业的发展为解决日本的人口就业、社会发展、经济结构调整、完善社会法制体系等问题发挥了极其重要的作用。中小企业诊断士队伍的建设可以为中小企业的健康发展指引道路,解决中小企业在日常经营及发展过程中出现的诸多问题。     

中小企业竞争力与其学习机制探析

在激烈的市场竞争环境中,中小企业在自己比较擅长的领域中对知识进行不断地积累和持续地学习是培育其核心能力、获得内在竞争优势与长期发展的关键。中小企业对于外部环境、市场信息和技术变化能够迅速捕捉到资讯,在此基础上进行有序的跟踪和学习,其效果直接和本企业的学习机制密切相关,企业学习机制的运行状况同时受到多种因素的综合影响,了解各因素的作用机理有助于企业调整学习机制运行方式以达到更好的效果。     

关于新时期统一战线如何扶持中小企业发展的思考

在新时期，统一战线要全面贯彻落实科学发展观，团结一切可以团结的力量，调动一切积极因素，为帮助中小企业克服困难，促进中小企业实现又好又快发展做好服务工作。