Claims,Concerns and Interests In British Credit Union Development

The British credit union movement has grown rapidly over the past decade, albeit from a low base relative to other nations. That growth has been led by a natlonal credlt union pollcy network. Thls article provides a detailed appraisal of the structure of that network, the motivations of its members and the relations between them.

This study highlights the existence of contradictions in the ‘policy space’ occupied by this network that have obscured the public interest In credit union development to date. These contradictions need to be resolved if the performance of the system as a whole is to be improved and public policy goals are to be met Increasing visibtlity ensuing from repeated endorsement of credit unions by the Labour government is bringing added pressures to bear on that network. New actors may be expected to enter the credit union polltlcal market as a result The irnpacts of entry, both positive and negative, are evaluated in terms of the coheslon and effectiveness of ihe credit union policy network.     

旅游对传统村落的影响研究——以安徽齐云山为例

旅游影响一直是国内外旅游研究的重要课题,旅游地居民对旅游发展的感知是研究旅游影响的重要途径。此次调查以安徽省黄山市休宁县齐云山为例,采用问卷调查和现场访谈相结合的方式,运用SPSS、CATPACTM等软件对调查结果进行数理统计,从居民与游客角度分析了旅游开发给齐云山居民带来的经济、社会文化、环境的若干影响,以及居民对旅游业所持的态度。文章着重于探讨居民对于因旅游开发所带来的村落影响的感知,以及他们对于当前旅游影响的评测和对未来旅游发展的期待。     

Musings on the Macroeconomic Effects of Oil Price Increases

In considering the macroeconomic effects of oil price increases, it is important to be mindful of whether changes come from the supply or demand side and whether they are accompanied by impacts on financial markets. Also, it is important to know whether a change is likely to be temporary or permanent and whether it can be offset by policy responses. Finally, the short-run effects of oil price changes are likely to be different from the long-run effects. This paper explores these questions and their ramifications for macroeconomic growth.     

Hong Kong's development: prospects and possibilities

Hong Kong's economic emergence, development and current situation have been examined and analysed from a variery of perspectives, and its adaptative systems, entrepreneurship and human resources have been outlined in detail. A number of points and themes have emerged and these have implications for Hong Kong's prospects and possibilities. First, Hong Kong's internationally impressive economic record is under threat. Second, some of the factors and structures seen as growth inducing in the past are now viewed as inhibiting. Third, there is a need to develop alternative means of competing, which include production and human resource upgrading.     

Unfolding implementation in industrial market segmentation

Market segmentation is an important method of strategic marketing and constitutes a cornerstone of the marketing literature. It has undergone extensive scientific inquiry during the past 50 years. Reporting on an extensive review of the market segmentation literature, the challenging task of implementing industrial market segmentation is discussed and unfolded in this article. Extant literature has identified segmentation implementation as a core challenge for marketers, but also one, which has received limited empirical attention. Future research opportunities are formulated in this article to pave the way towards closing this gap. The extent of implementation coverage is assessed and various notions of implementation are identified. Implementation as the task of converting segmentation plans into action (referred to as execution) is identified as a particularly beneficial focus area for marketing management. Three key elements and challenges connected to execution of market segmentation are identified — organization, motivation, and adaptation.     

Single versus multiple channel strategies: typologies and drivers

Companies across every industry are increasingly relying on multiple channels to make their services available to consumers. Despite the popularity of multiple channel strategies, little is known about these distribution structures. In fact, the determinants of multiple channel strategies have remained virtually unexplored. The purpose of this article is to look at various approaches to classifying single versus multiple channel strategies, to look at some of the drivers of multichannel usage and to propose a new classification of single/multiple channels. Using data from the retail financial services sector, the article demonstrates that research into the drivers of multi-channels is sensitive to the classification used.     

Advertising by Medical Professionals—A Healthy Outlook

The opening up of the professions to advertising does not yet include the medical profession, and the author argues that this exclusion is unwarranted. Far from being against the public interest, he suggests that patients are not only capable of using more information, but that improvements in medical practice will flow from this. The experience of the legal—and other professions—following the relaxation of advertising rules is discussed together with the problems arising. The conclusion is that advertising by the medical profession is worth at least a trial and that liberty to advertise be extended to consultants and hospitals.