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JONATHAN SPADER JANNEKE RATCLIFFE JORGE MONTOYA PETER SKILLERN 《The Journal of consumer affairs》2009,43(1):56-79
This article presents and evaluates Nuestro Barrio, a Spanish‐language telenovela designed to reach Latino immigrants with financial education. Nuestro Barrio’s educational model is discussed in the context of the Transtheoretical Model of Behavior Change, which defines the stages individuals move through as they make incremental progress toward sustained behavior change. The Transtheoretical Model of Behavior Change is also used to inform a limited evaluation of the impact of Nuestro Barrio on viewer behavior. The empirical evidence is consistent with Nuestro Barrio’s intended educational effects, suggesting that Nuestro Barrio is particularly useful as a tool for raising viewer awareness. 相似文献
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JORGE MIGUEL STREB 《Journal of Public Economic Theory》2005,7(2):229-252
A key assumption in the literature on political cycles with rational voters and opportunistic politicians is that opportunism is common knowledge. In this framework, political cycles have been interpreted as a signal of competency. However, if opportunism is not common knowledge, cycles may no longer indicate competency, but rather opportunism. This is because highly opportunistic incumbents are willing to go farther to be reelected. Since political cycles require discretionality to reallocate budget items, a decrease of discretionality curbs cycles. It may also make elections more effective at selecting competent incumbents. 相似文献
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RADHAKRISHNAN GOPALAN BARTON H. HAMILTON JORGE SABAT DAVID SOVICH 《The Journal of Finance》2024,79(2):1249-1295
We combine state minimum wage changes with individual-level income and credit data to estimate the effect of wage gains on the debt of low-wage workers. In the three years following a $0.88 minimum wage increase, low-wage workers experience a $2,712 income increase and a $856 decrease in debt. The entire decline in debt comes from less student loan borrowing among enrolled college students. Credit constraints, buffer-stock behavior, and other rational channels cannot explain the reduction in student debt. Our results are consistent with students perceiving a utility cost of borrowing student debt arising from mental accounting. 相似文献
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After exhausting all “pollution prevention pays” opportunities, further efforts towards environmental protection often engender some type of cost to the manufacturer. Then, designers must weigh tradeoffs between environmental impacts and equally pressing needs to reduce costs, improve product quality, and reduce cycle time: all while meeting customer demands, which are the driving force behind the design process. Although there is a growing market for “green” products as customers' desire to be environmentally responsible increases, it is extremely difficult to accurately assess the customer's actual willingness to pay for environmental protection. This paper first briefly reviews methods for assessing customer preferences. Then, it presents a decision model for use by design engineers to assist in making these tradeoffs between cost, quality, and environmental impact in which customer preferences can be reflected in weighting factors assigned by the design engineer. Qualitative HOQ information is used as a starting point to derive a mathematical programming formulation for multiobjective optimization. Finally, an illustrative example for printed circuit board assembly is provided. 相似文献
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This paper examines the Stackelberg equilibrium for public input competition and compares it with the noncooperative Nash equilibrium. Given two asymmetric regions, we show that under the Nash equilibrium the more productive region tends to spend more on public input, which results in this region attracting more capital than the less productive region. The comparison of the two equilibria reveals that the leader region obtains a first‐mover advantage under the Stackelberg setting. This suggests that if regions interact with each other sequentially as in the Stackelberg equilibrium, then the regional disparity that is due to the heterogeneity of productivity is likely to be mitigated or enlarged, depending on which region performs the leadership role in the competition process. 相似文献
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