期权加油卡的产品设计、定价和套期保值研究

在消费者被迫接受成品油价格风险、石油零售商零售业竞争日益激烈和我国成品油定价机制矛盾日益突出的背景下,本文提出石油零售商可发行期权加油卡来实现下面三个目标:(1)为消费者提供成品油价格风险管理的工具;(2)为石油零售商提供一种新的锁定客户的营销手段;(3)推进成品油的市场化改革。本文首先设计期权加油卡,然后采用蒙特卡罗模拟方法对加油卡定价,接着分析石油零售商发行加油卡的风险的套期保值损益,最后讨论期权加油卡的相关实际操作问题。     

后现代主义对悲剧精神的解构与重构

后现代主义创作手法一方面对以崇高为核心的悲剧精神不可避免地进行着消解,另一方面对于另一种特属于当代的悲剧精神则又具有重构价值,乃至在对这种当代的悲剧精神的表现中,后现代创作手法具有着必要性,并由此可一窥后现代主义本身的矛盾性。     

农民工银行卡特色服务研究——存在问题与建议对策

随着我国经济高速发展,农民工群体越来越大。然而,一直困扰农民工安全、快捷转移资金的问题始终存在并日益凸显。农民工银行卡特色服务的推出弥补了这个空白。如同任何新生事物一样,农民工银行卡特色服务在推行的过程中也面临着诸多缺陷。因此,本文就其存在的问题作深入的研究并给出相应的建议与对策。     

THE IMPACT OF THE EU BLUE CARD POLICY ON ECONOMIC GROWTH IN THE AFRICAN SENDING COUNTRIES

In 2009 the European Union (EU) adopted a new migration policy instrument – the Blue Cards (BC) – for attracting highly skilled workers to the EU. The present paper examines the potential impacts, which BC may cause on the less developed sending countries (LDC). According to the adopted framework of innovative capital, the BC will reduce human capital in LDC. In addition, BC will also have a negative impact on knowledge capital. These findings suggest that the BC is not coherent with the EU's development policy. Without appropriate policy responses, BC fade the developing country growth prospects away. In order to address the skill drain issues, we propose and examine alternative migration policy options for the LDC.     

储蓄卡征收年费的法律问题初探

一直以来,各银行发放的储蓄卡以其免收年费、存取便利成为居民手中持有率大大高于信用卡的银行卡。但近几年来,多家银行纷纷作出对储蓄卡征收年费的方案,引起了社会各界的普遍关注。针对现实生活中存在的不同类型的储蓄卡,银行应采取不同的措施使这一行为合理、合法化。     

新一代银行卡的发展及应用

本文阐述了银行卡的最新发展以及EMV标准的制定对银行卡所起的作用。比较了目前各种多应用智能卡平台的应用方案，并指出JavaCard在新一代银行卡应用中所能发挥的作用及其发展前景。     

Issues of creative communication tactics and positioning strategies in the UK plastic card services industry

This paper explores the positioning and creative communication tactics (approaches) employed in the UK plastic card service industry. Using content analysis, the findings provide considerable evidence to suggest that there is an appreciation of the use of creative communication tactics and positioning strategies. Furthermore, the study reveals that, whereas creative communication tactics have patchy attention given to some aspects of it, there is an even spread of the frequency of usage of positioning strategies. The study also provides some generalizations as to the applicability of generic positioning strategies in service industries. Discussion of the shortcomings of the study and future research directions are provided.