Affiliation: | 1. Mark Gertler is a Professor at the Department of Economics, New York University, New York (E‐mail: mark.gertler@nyu.edu).;2. Luca Sala is an Assistant Professor at the Department of Economics and IGIER, Università Bocconi, Milan (E‐mail: luca.sala@unibocconi.it).;3. Antonella Trigari is an Assistant Professor at the Department of Economics and IGIER, Università Bocconi, Milan (E‐mail: antonella.trigari@unibocconi.it). |