辽宁中小企业融资困境成因与对策研究

导致辽宁中小企业融资困难的因素很多,但企业自身经营状况不善、信用缺失、金融体系发展滞后、金融创新不足以及政府政策扶持力度不够是主要原因。破解中小企业融资困境不仅需要企业自身提高经营管理和诚信水平,加强与银行的联系,更需要各级政府尽快完善中小企业融资的有关政策和服务体系以及不断深化金融体系改革,为中小企业发展创造良好的资金环境。

Liaonmg small and middle enterprise financing difficulty forming reason and countermeasure research

Many factors are involved in leadingto the financing difficulties of Small and Medium Enterprises(SMEs) in Liaoning province,among which,poor enterprise's own operating conditions,lack of credit,lag of the development of financial system and financial innovation and limited government policy support are treated as major reasons.In order to tackle this challenge,suggestions are put forward,such as improving its own governance and credit level;strengthening the links with the bank;working out relevant policies for loans to SMEs,completing a favorable financial environment and policies related for the development of SMEs,as well as deepening the reform of the financial system to create a better funding environment.