| 农户小额信贷的运作与管理研究 |
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| 引用本文： | 刘宗礼,葛冰,杨玫. 农户小额信贷的运作与管理研究[J]. 西部金融, 2012, 0(8): 77-80 |
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| 作者姓名： | 刘宗礼 葛冰 杨玫 |
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| 作者单位： | 1. 中国农业银行审计局西安分局,陕西西安,710048
2. 中国农业银行新疆巴州分行,新疆巴州,841000 |
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| 摘 要： | 当前,支持农村经济发展的农户小额信贷业务的政策还处于完善阶段。在广大农村,还存在着农户贷款难的现实。本文通过分析农户小额信贷的特征以及在现实中存在的主要问题,从宏观制度环境和微观管理模式两个方面提出完善农户小额信贷运作与管理的建议,力求解决农户贷款难的问题。
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| 关 键 词： | 农户 农村经济 小额信贷 |
A Study on the Operation and Administration of Micro-credit for Rural Household |
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| LIU Zongli GE Bing,YANG Mei. A Study on the Operation and Administration of Micro-credit for Rural Household[J]. West China Finance, 2012, 0(8): 77-80 |
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| Authors: | LIU Zongli GE Bing YANG Mei |
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| Affiliation: | 1 Xi’an Audit Bureau of Agricultural Bank of China,Xi’an Shaanxi 710048; 2 Bazhou Branch Agricultural Bank of China,Bazhou Xinjiang 841000) |
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| Abstract: | The policy of micro-credit for rural household to support the development of rural economy is still in an initial stage at present.The difficulty in getting the loan for the rural household exists in most rural areas.Based on the analysis of the characteristics and main problems of micro-credit in reality,the paper gives some suggestions from two aspects of macro system environment and micro management model to improve the micro-credit operation and administration so as to try to reduce the difficulty of rural household in getting loans from banks. |
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| Keywords: | rural household rural economy micro-credit |
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