| 我国商业银行信用风险管理问题分析 |
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| 引用本文： | 杨菡.我国商业银行信用风险管理问题分析[J].西部金融,2012(6):80-82,86. |
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| 作者姓名： | 杨菡 |
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| 作者单位： | 中国人民银行西安分行,陕西西安,710075 |
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| 摘 要： | 随着经济金融全球化进程的加快,银行业面临的风险日趋复杂。其中,信用风险是导致银行资产质量下降、出现流动性危机的主要原因。本文在对我国商业银行信用风险现状展开分析的基础上,深入剖析了商业银行信用风险管理问题,并就如何提升我国商业银行信用风险管理水平提出政策建议。
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| 关 键 词： | 商业银行 信用风险 经营管理 |
On Credit Risk Management of Commercial Banks in China |
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| Yang Han.On Credit Risk Management of Commercial Banks in China[J].West China Finance,2012(6):80-82,86. |
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| Authors: | Yang Han |
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| Institution: | Yang Han(The PBC Xi’an Branch,Xi’an Shaanxi,710075) |
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| Abstract: | With the acceleration of economic and financial globalization,banking industry is facing with increasingly complex risk.In particular,credit risk is the main cause of decline in the quality of bank assets as well as liquidity crisis.Based on the analysis of the status quo of credit risk in commercial bank,the paper analyzes the management of commercial bank credit risk,and provides four policy recommendations. |
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| Keywords: | commercial bank credit risk management |
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