| 实施住宅抵押贷款证券化的必要性 |
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| 引用本文： | 周晓静,陶萍,段云.实施住宅抵押贷款证券化的必要性[J].商业研究,2002(9):73-74. |
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| 作者姓名： | 周晓静 陶萍 段云 |
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| 作者单位： | 哈尔滨工业大学,管理学院,黑龙江,哈尔滨,150006 |
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| 摘 要： | 为从根本上解决住房建设资金问题，形成住房建设与消费的良性循环，结合目前居民资金供求的大缺口给我国住房制度的改革带来很大困难的实际，迫切需要住宅抵押贷款证券化引入资金，从而将资本市场的资金引入住房金融领域，解决金融机构抵押贷款资金不足的问题。
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| 关 键 词： | 住房抵押贷款 住房抵押贷款证券化 住房建设资金 |
| 文章编号： | 1001-148x(2002)05上-0073-02 |
| 修稿时间： | 2001年6月26日 |
The Necessity of Implementing Security Housing Mortgage Loan System |
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| Abstract: | Owing to inhabitants incufficiency of funds，China’s housing reform urgently requires thatmore funds be introduced in the inplementation of security housing mortgage loan system in order toestablish a healthy eirculation betwecn housing and consumption．The introduction of fund in captalmarket in housing fiancing may help to relieve the insufficiency of funds． |
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| Keywords: | housing mortgage loan implementing security housing mortgage loan system housing fund |
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