| 公共信贷征信制度下信用数据质量问题的理论研究 |
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| 引用本文： | 马敏.公共信贷征信制度下信用数据质量问题的理论研究[J].河南金融管理干部学院学报,2013(8):16-21. |
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| 作者姓名： | 马敏 |
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| 作者单位： | 广东技术师范学院管理学院,广东广州510665 |
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| 基金项目： | 教育部留学回国人员科研启动基金项目第37批（教外司留[2009]1590） |
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| 摘 要： | 关于我国公共信贷征信制度下的信用数据质量问题,首先对信用数据质量进行了界定,追溯了信用数据质量问题产生的源头,剖析了这些质量问题对征信对象、商业银行和中国人民银行征信中心三类征信活动主体的影响。针对建立信用数据质量长效保障机制,从经济学视角提出了一些对策建议。
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| 关 键 词： | 公共信贷征信制度 信用数据质量 经济学视角 |
Theoretical Study on Credit Data Quality of Public Credit Loan Information System |
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| MA Min.Theoretical Study on Credit Data Quality of Public Credit Loan Information System[J].Journal of Henan College of Financial Management Cadres,2013(8):16-21. |
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| Authors: | MA Min |
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| Institution: | MA Min (School of Management, Guangdong Polytechnic Normal University, Guangzhou , Guangdong 510665, China ) |
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| Abstract: | In view of credit data quality of public credit loan information system, first of all, the paper defined the concept of credit data quality, tracing the source of the problem for credit data quality, analyzing the impact of these problems on the three types of credit reference subjects： credit reference objects, commercial banks and the central bank credit information center. The paper also put forwerd some targeted countermeasures from an economic per- spective for establishing a long -term credit data quality protection mechanism. |
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| Keywords: | public credit loan information system credit data quality economic perspective |
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