浅谈发展社区银行的制度基础和配套措施

随着我国社会主义市场经济体制改革的深入与完善,制约我国经济快速发展的突出问题就是中小企业融资难等问题。我国中小企业的发展急需与其相配套的金融机构的支持,伴随着中小企业融资难呼声的高涨,建立和发展社区银行就成为完善我国金融体系的当务之急。事实上,由于社区银行的成立涉及到民营资本进入金融领域这一重大问题,对其准确把握显得尤为重要。

Discussion on the Development of System Basis and Facilities of Community Banks

With the reform and improvement of China’s socialist market economic system,the problems which restrict China’s rapid economic development is the financing difficulties for SME.The development of SMEs depends on the support of financial institutions.With the increasing requirement of the financing support for SMEs,establishing and developing community banks become the top priority of financial systems.In fact,since the establishment of community banks involves private capital integrating into the financial sector,an accurate grasp is of particular importance