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基于政府行为的农村信用体系建设分析——以甘肃省定西市为例
引用本文:周俊才,金启昊,张欢.基于政府行为的农村信用体系建设分析——以甘肃省定西市为例[J].河南金融管理干部学院学报,2013(9):55-57.
作者姓名:周俊才  金启昊  张欢
作者单位:中国人民银行定西市中心支行,甘肃定西743000
摘    要:政府能在农村信用体系建设中发挥其组织领导、宣传教育、信用评价和政策激励等优势。甘肃省定西市政府通过强化农村信用体系建设,促进了农村经济发展,提升了农户贷款获取能力,增强了金融机构经营实力。为进一步推动农村信用体系建设,政府应加强法制建设,完善信用奖惩制度,加大政策扶持力度,创新征信宣传内容和宣传方式。

关 键 词:农村信用体系  政府行为  法制建设  奖惩制度

An Analysis on Construction of Rural Credit System Based on Governmental Behavior --Case of Dingxi City, Gansu Province
ZHOU Juncai,JIN Qihao,ZHANG Huan.An Analysis on Construction of Rural Credit System Based on Governmental Behavior --Case of Dingxi City, Gansu Province[J].Journal of Henan College of Financial Management Cadres,2013(9):55-57.
Authors:ZHOU Juncai  JIN Qihao  ZHANG Huan
Institution:(Dingxi City Central Sub -braneh of the People's Bank of China, Dingxi , Gansu 743000, China )
Abstract:Government can play an advantageous role of organization and leadership, education, credit evaluation, and policy incentives in construction of the rural credit system. By strengthening the rural credit system construction, Dingxi city government has promoted the rural economic development, enhanced the farmers' ability to obtain loans, and enhanced the financial institutions' operating strength. In order to further promote the rural credit system construction, the governments are required to strengthen the legal construction, improve the credit reward and penalty institutions, intensify supporting policies, and innovate publishing contents and means for credit reference.
Keywords:rural credit system  governmental behavior  legal construction  reward and penalty institutions
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