基于风险共担的供应链融资渠道研究

伴随着现代物流进入21世纪,供应链的衍生服务项目——融资服务正在逐渐兴起。资金周转的压力造成生产商急需相关的融资服务来缓解资金流上的时间风险。在采购融资、存货融资、保理业务等核心服务的基础上,3PL开始了自己的金融服务。但是由于信息不对称,3PL遇到了逆向选择问题。实现风险共担的延迟策略不仅解决了库存成本过高的问题,也为供应链带来了新的融资模式。

STUDY BASED ON RISK- POOLING ON FINANCING CHANNELS OF SUPPLY CHAIN

Accompanied by modem logistics into the 21st century, the supply chain derivative services - - financial services are gradually emerging. The pressure of capital turnover causes the fact that the manufacturers need financial services to ease the time risks of the flow of funds. On the basis of the core serrices such as purchase financing, inventory financing and insurance indemnity business, 3PL starts its own financial serrices. Because the information asgmmetry, EPL faces the problem of re- verse option. The delay strategy achiering the joint acceptance of risk not only solves tile problem of excessive inventory costs, but also creates new financing model for the supply Chain.