Affiliation: | 1. Department of Finance, College of Business, Florida International University, Modesto A. Maidique Campus, 11200 S.W. 8th St, RB 247B, Miami, FL 33199, United States;2. Managerial Science Department, College of Business, University of Nevada, Reno, 1664 N Virginia St, Reno, NV 89557, United States |