| 中国农村金融发展的规模、结构与效率 |
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| 引用本文： | 姚耀军,鲁涛.中国农村金融发展的规模、结构与效率[J].改革,2004(5):56-63. |
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| 作者姓名： | 姚耀军 鲁涛 |
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| 作者单位： | 浙江大学卡特中心,浙江,杭州,310029;中国进出口银行上海分行,上海,200120 |
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| 摘 要： | 最近20多年来,中国农村金融显著发展,但与全国整体金融发展程度相比,农村金融还处于被抑制的状态。目前中国金融发展的二元性并没有得到有效的缓解,相反有着进一步加剧的趋势。存贷差等指标表明,中国农村一直为中国经济增长提供着数目可观的金融剩余。农村金融体系未能有效发挥金融资源的配置功能,金融配置效率低下,这主要是因为在现阶段农村金融供给不能适应农村金融需求的复杂性。
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| 关 键 词： | 农村金融 金融发展 二元性 |
A Research on Dimensions,Structure and Efficiency of Financial Development in Rural Area of China |
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| Yao Yaojun Lu Tao.A Research on Dimensions,Structure and Efficiency of Financial Development in Rural Area of China[J].Reform,2004(5):56-63. |
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| Authors: | Yao Yaojun Lu Tao |
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| Institution: | Yao Yaojun Lu Tao |
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| Abstract: | In the last more than twenty years, finance has been in obvious development in Chinese rural area. By comparison with overall financial development, it is found that rural finance development is restrained. Now duality in finance development in China becomes more serious. Chinese rural area has contributed numerous financial resources to overall economic growth. Because rural financial supply is adapted to rural financial demand, rural financial system cannot play an important role in efficiently allocating financial resources. |
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| Keywords: | rural finance financial development duality |
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