借鉴日本护理保险制度 构建我国护理保险体系

护理保险是应对人口老龄化带来的社会问题的一种有效途径。日本的护理保险制度具有护理保险法律法规健全、内容细致多样化及具有专业的护理人员等特点,这种制度为日本老年人提供了很好的护理保障。我国在未来要面临更加严重的人口老龄化问题,我国可以借鉴日本的发展经验,构建我国护理保险体系。在发展我国护理保险体系时,我国应确定社会保险和商业保险相结合的模式;注重法律法规的建设;创新护理保险产品种类;加强人才的培养。

Learning Japan care insurance system, constructing China are insurance system

Care insurance is an effective way to sol-ve population aging.Japan’s nursing care insurance system’s features are sound laws and regulations、detailed contents、professional nurses etc,The system provides a good protection for Japan’s aged.China will face more serious aging population in the future,China can learn from Japan’s development experience and build our care insurance system.Developing Care insurance system in China,our country should determine the social insurance and commercial insurance combined model;pay attention to building the legal regulations;innovate care insurance products types;strengthen personnel training.