| 日本存款保险制度对我国银行稳健经营的借鉴意义 |
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| 引用本文： | 刘标胜.日本存款保险制度对我国银行稳健经营的借鉴意义[J].江苏市场经济,2010(5):5-7,10. |
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| 作者姓名： | 刘标胜 |
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| 作者单位： | 江苏经贸职业技术学院贸易经济系,江苏南京211168 |
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| 摘 要： | 随着金融危机频繁爆发,建立我国显性存款保险制度已势在必行。分析我国目前实施的隐性存款保险制度的种种弊端,借鉴日本存款保险制度的经验,能为我国显性存款保险制度的建立提出相关建议。
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| 关 键 词： | 隐性存款保险制度 高储蓄率 道德风险 银行倒闭 |
Learning Japan＇s Deposit Insurance Systems to Improve the Steady Running of China＇s Banks |
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| Authors: | LIU Biao-sheng |
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| Institution: | LIU Biao-sheng(Department of Trade and Economics,Jiangsu Vocational and Technical Institute of Economics and Commerce,Nanjing 211168,Jiangsu,China) |
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| Abstract: | With the financial crisis broke out frequently,it is necessary to construct explicit deposit insurance systems in China.Because of the implicit reposit insurance systems having many disadvantages,we must absorb the successful experience of Japan＇s reposit insurance systems for the construction of our explicit deposit insurance systems. |
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| Keywords: | explicit deposit insurance systems high savings moral risk bankruptcy of banks |
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