中小企业融资困境与对策探讨

中小企业在我国已成为国民经济的重要组成部分。但是,随着商业银行对贷款风险的控制,中小企业融资难问题日益突出。本文从目前中小企业融资现状出发,提出了从内部条件和外部环将两个方面分析中小企业融资困境,并提出了相应的解决对策。

Probe on Financing Difficulties of Small and Medium-Sized Enterprises and the Corresponding Countermeasures

Being an important component of national economy, small and medium-sized enterprises (SMEs) have played more and more important role in the transition of our economy. However, as the commercial banks strengthen generally guarantee to control the risk of the loan, the financing difficult problem of small and medium-sized enterprises (SMEs) become outstanding. Based on the present condition of SMEs financing, the paper proposes to analysis the financing difficulties of small and medium-sized enterprises (SMEs) and put forward the corresponding countermeasures.