中小企业个体信用失范形成机制实证研究

我国中小企业信用失范的广度和深度不仅成为自身发展的主要瓶颈,而且对整个社会经济、政治、文化的发展产生相当不良的影响。在建立企业信用影响因素系统结构和关系理论的基础上,通过实证全面分析中小企业个体信用失范的深层原因及其行为机制,由此揭示中小企业信用意识、信用能力和环境因素对中小企业个体信用失范行为的影响及其影响机制。

An Empirical Study on Formation Mechanism for Individual Credit Anomie in SMEs

The breadth and depth of SME credit anomie not only has become a major bottleneck for SME＇s own development,but also has produced a considerable adverse effect upon the entire social economy,political and cultural development.Based on the theories in regard to establishment of a systemic structure with influencing factors for corporate credit and relationships,through a comprehensive empirical analysis on the underlying causes for SME individual credit anomie and their behavior mechanisms,this paper probes into the impact of the awareness of SME credit,credit capacity,and environmental factors on the SME individual credit anomie and its impact mechanism.