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中国商业银行绿色信贷外部障碍与环境风险管理框架的构建
引用本文:陈伟光,卢丽红. 中国商业银行绿色信贷外部障碍与环境风险管理框架的构建[J]. 广东金融学院学报, 2011, 26(3)
作者姓名:陈伟光  卢丽红
作者单位:广东外语外贸大学财经学院粤商研究所,广东,广州,510420
基金项目:教育部人文社会科学研究项目(09YJA790052); 广东省社会科学“十一五”规划项目(08E-06); 广东省普通高校人文社科重点研究基地项目(09JDXM79012)
摘    要:
企业的污染行为突破了环境的承载力。环境恶化促使政府、公众和非政府组织对企业的环境行为要求不断提高,进而给作为企业资金供给者的商业银行带来了经营风险。中国绿色信贷业务中存在着制约实施效率的外部障碍,客观上需要建立一套银行自身的环境风险管理系统。

关 键 词:商业银行  绿色信贷  环境风险管理  

The External Obstacles of Green Credit Development and the Construction of Environmental Risk Management Framework in Chinese Commercial Banks
Chen Weiguang,Lu Lihong. The External Obstacles of Green Credit Development and the Construction of Environmental Risk Management Framework in Chinese Commercial Banks[J]. Journal of Guangdong University of Finance, 2011, 26(3)
Authors:Chen Weiguang  Lu Lihong
Affiliation:Chen Weiguang and Lu Lihong(Center for Cantonese Merchants Research,School of Finance and Economics,Guangdong University of Foreign Studies,Guangzhou 510420,China)
Abstract:
The behavior of corporate pollution broke the capacity of the environment,and led to a serious environmental deterioration.To deal with this problem,the environmental behavior should be increasingly demanded,while commercial banks that funded those polluting corporate would face more risks.At present,a problem existed in China's green credit,which was some external obstacles constraint to the implementation of efficiency.There existed an objective need to establish a bank's own environmental risk management...
Keywords:commercial banks  green credit  environmental risk management  
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