怎样看待全球危机下中国信贷超高增长

2008年11月以来，中国信贷增长是一种超高超常增长，虽然在特定背景下有合理的成果，但在节奏、区间和质量上仍属于数量增长型．对其效应还需要从结构特点上作进一步分析。中国针对全球金融危机的特定背景，按照扩内需、调结构、保增长的总政策，信贷超常增长也是必需的。现行信贷超高增长具有大趋动、大集中、大畸形、大追赶和大隐忧的属性，调整这些属性的根本出路在于转变信贷增长方式，即改革现行的信贷资源配置机制体制，调整信贷投向，完善信贷结构，调整金融机构的市场定位，创造相应的信贷生态环境。

Attitudes towards Ultra-rapid Growth of China＇s Credit during Global Economic Crisis

China＇s credit has been experiencing sort of ultra-rapid and extraordinary growth since Nov. 2008. Although this is a reasonable result of particular background, its rhythm, interval and quality belongs to quantitative growth type and needs further analysis on its effects from structure features. During global financial crisis, credit＇s ultra-rapid growth is necessary according to the policy of expanding domestic demand, adapting structure and keeping growth. The ultra-rapid growth of current credit possess big driving, big centralize, big malformation, big pursuing and big secret trouble. The fundamental resolution to these issues is transferring credit growth type which includes changing current credit resource configuration system, adjusting credit investment direction, enhancing credit structure, adapt the market positioning of financial institution, producing corresponding credit ecological environment.