| 国内外车险道德风险文献综述 |
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| 引用本文： | 桂萍,胡庆为.国内外车险道德风险文献综述[J].保险研究,2011(6):121-127. |
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| 作者姓名： | 桂萍 胡庆为 |
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| 作者单位： | 武汉理工大学管理学院 |
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| 摘 要： | 由于车险市场中的信息不对称，道德风险对车险经营构成了重大威胁。因此，车险道德风险已成为国内外学者研究的热点问题。本文在对车险道德风险的内涵、风险因素、博弈分析、风险防范等进行详细综述的基础上，探讨了研究中存在的不足及未来的研究趋势。
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| 关 键 词： | 车险 道德风险 风险因素 博弈分析 风险防范 |
An overview on the domestic and foreign literature on moral risks related to motor insurance |
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| Gui Ping,Hu Qing-wei.An overview on the domestic and foreign literature on moral risks related to motor insurance[J].Insurance Studies,2011(6):121-127. |
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| Authors: | Gui Ping Hu Qing-wei |
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| Institution: | Gui Ping,Hu Qing-wei |
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| Abstract: | Due to the information asymmetry in the motor insurance market,moral risks poses significant threat to the operation.Therefore moral risks related to motor insurance has always been a hot topic for study among domestic and foreign researchers.The paper elaborated on the connotation and risk factors of moral risks,made a game analysis,and suggested on how to guard against this risk.It also pointed out some inadequacies in its current research and the direction of future study. |
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| Keywords: | motor insurance moral risks risk factors game analysis risk prevention |
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