我国农业保险问题之理论探索

农业是一个抵御自然灾害能力极差和在市场中处于被动地位的“双弱质产业”，但是我国农业保险却起步较晚，而且覆盖面小、保险能力低。本文在分析我国农业保险现状的基础上提出：通过加强农业保险的法制建设、加快农业保险经营体制的改革和加大国家财政对农业保险的支持力度，建立和完善我国的农业风险保障机制，促进农业的健康持续发展。

China's Agricultural Insurance on the Theoretical Explorations

Agriculture is a very poor ability to resist natural disasters, in a passive position in the market and the “double-weak industry”, but China's agricultural insurance has started rather late, and the coverage of small, low-capacity insurance. The analysis of China's agricultural insurance in the status quo basis: through the strengthening of the legal system of agricultural insurance, agricultural insurance business structural reform and increase state financial support for agricultural insurance, establish and perfect the country's agricultural risk protection mechanisms to promote the sustainable development of agricultural health.