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私人银行业务研究:国际经验及我国的路径选择
引用本文:张卫民,汪洋.私人银行业务研究:国际经验及我国的路径选择[J].上海商学院学报,2010,11(1).
作者姓名:张卫民  汪洋
作者单位:1. 中国工商银行私人银行部济南分部,中国,济南,250001
2. 山东经济学院财政金融学院,中国,济南,250014
摘    要:私人银行业务是商业银行以财富管理为核心,面向高额净资产个人客户提供的专业化一揽子金融服务.国外私人银行业务发展较早,如瑞银集团私人银行已拥有上百年历史.但我国私人银行业务起步较晚,且运作模式存在诸多问题.借鉴国外先进经验,结合我国私人银行业发展现状,我国应加速产品研发,加强专业人才队伍建设,逐步完善产品营销体系,加快信息体系建设.

关 键 词:私人银行业务  国际经验  路径选择

The Research on Private Banking:International Experience and Relative Arrangements of China
Authors:ZHANG Weimin  WANG Yang
Institution:ZHANG Weimin~1 & WANG Yang ~2 (1.ICBC,Private Banking,Ji\'nan Department,Ji\'nan 250001,China,2.Sh,ong Economic University,Ji\'nan 250014,China)
Abstract:Private banking business is a finance service whose core is fortune management and provided to wealthy people by commercial bank.The development of foreign private bank is early,for example,it has been centuries since the UBS private bank was established.But we get a later start on private banking business,and there are some problems in the operation mode.So studying the experience abroad and associating with the situation of our country's private banking business,we should speed up the process of research ...
Keywords:private banking  international experience  relative arrangements  
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