| 摘 要： | Based on the investigation in four pilot counties (Puyang, Qixian, Gushi, Ruyang) in Henan Province,the author made a statistical analysis on the potential willingness of farmers’ land contracted right mortgage loan by using the structural equation model.The results showed that the marginal effect of professional and economic differentiation was significant on the potential willingness of farmers’ land contracted right mortgage loan, among other observable variables, age, education, numbers of agricultural labor are significantly positive. Finally, the author gives some proposals, such as promoting the rationalization of farmers’ professional structure and advancing the construction of rural social security system etc.Meanwhile, actively promoting the rationalization of farmers’ professional structure
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