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| 电子支付的兴起与商业银行服务边界的改变 | |
| 引用本文： | 包春静. 电子支付的兴起与商业银行服务边界的改变[J]. 上海金融, 2008, 0(9) |
| 作者姓名： | 包春静 |
| 作者单位： | 复旦大学博士后流动站,上海,200433 |
| 摘 要： | 电子支付方式的出现和兴起不仅影响和改变着商业银行的服务方式,而且对商业银行的核心支付功能将带来挑战。随着电子支付方式的演进和第三方支付组织的出现,商业银行作为借贷中介出现"脱媒"之后又面临着"支付脱媒"的挑战。本文将围绕电子支付当前的主要方式、产品和组织创新,其对商业银行服务边界可能带来哪些改变,银行面临哪些"支付脱媒"挑战等方面进行论述,然后提出一些政策建议。 |
| 关 键 词： | 电子支付 第三方支付 银行支付脱媒 |
The Thriving E-Payment and Its Impact on Commercial Banks Services |
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| Bao Chunjing. The Thriving E-Payment and Its Impact on Commercial Banks Services[J]. Shanghai Finance, 2008, 0(9) | |
| Authors: | Bao Chunjing |
| Affiliation: | Bao Chunjing |
| Abstract: | As the E-payment springs up,the core function of commercial banks are seriously challenged.As traditional payment intermediary,commercial banks need to compete with new payment approaches,such as E-payment and third party payment organization.In order to grapple with the challenge brought by disintermediation,commercial banks should revise current service package,and make innovative efforts. |
| Keywords: | Electronic Payment Third Party Payment Payment Disintermediation |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ | |