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城市商业银行的发展与对策
引用本文:黄卫华,游玉宏.城市商业银行的发展与对策[J].经济问题,2008,347(7).
作者姓名:黄卫华  游玉宏
作者单位:1. 暨南大学,珠海学院,广东,珠海,519070
2. 北京师范大学,珠海分校,广东,珠海,519085
摘    要:商业银行通过上市融资和跨区域拓展业务,一方面为处于困境中的城市商业银行带来了发展机遇,另一方面如火如荼改革的背后却隐藏着诸多问题:改革是对城市商业银行经营管理能力的考验,并不适合所有城市商业银行;对区域经济也有不利影响.金融是经济的核心,城市商业银行改革应立足本地、挖掘潜力,打造有特色的核心竞争力,同时在缓解区域经济不平衡发展方面发挥作用.

关 键 词:城市商业银行  上市融资  跨区域  区域经济

The Development and Countermeasure of City Commercial Banks
HUANG Wei-hua,YOU Yu-hong.The Development and Countermeasure of City Commercial Banks[J].On Economic Problems,2008,347(7).
Authors:HUANG Wei-hua  YOU Yu-hong
Institution:HUANG Wei-hua1,YOU Yu-hong2(1.Zhuhai College,Jinan University,Zhuhai 519070,China,2.Zhuhai Branch School,Beijing Normal University,Zhuhai 519085,China)
Abstract:City commercial banks reform and change their market orientation.They are no longer satisfied with existing capital size and operating just in one city.City commercial banks are benefiting from reform,but they will encounter many problems.It is not suitable for all city commercial banks.And this reform may not benefit financial system and underdeveloped areas too.So,the author think we must take measures to exploit city banks' potentialities.
Keywords:city commercial banks  isting and financing  trans regional expansion  regional economy  
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