“克隆”银行卡纠纷民事责任的认定

近年来,银行卡引发的持卡人起诉金融机构承担卡内资金丢失纠纷案件已成为审判机关民商事审判的热点、难点问题。判研案件性质的界定和裁判规则的明细统一,以期使司法行为的引领功能得到有效的发挥。

Civil Identification of the Civil Liability of "Clone" Credit Card Disputes

In recent years,the case that card holders sue the financial institutions to undertake fund loses in bank card has become the hot and difficult issue of judicial organ.This paper studies the unity of location of the nature of the case and the rules of adjudication,in hope of effectively playing the leading function of judicial behavior.