| 商业银行贷款风险管理 |
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| 引用本文： | 韩文广. 商业银行贷款风险管理[J]. 经济研究导刊, 2009, 0(19): 56-57 |
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| 作者姓名： | 韩文广 |
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| 作者单位： | 中国海洋大学,经济学院,山东,青岛,266100 |
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| 摘 要： | 商业银行贷款风险，是指银行贷出去的款项，借款人到期偿还不了形成逾期、呆滞或根本无法偿还成为呆账贷款，银行蒙受损失具有可能性。商业银行信贷资产风险主要表现形式是逾期贷款、呆滞贷款、呆账贷款。商业银行贷款无法收回主要是由于借款人不愿或无力归还借款，所以商业银行贷款风险来源于借款人。
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| 关 键 词： | 商业银行 风险管理 贷款风险 |
Credit Risk Management of Commercial Bank |
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| HAN Wen-guang. Credit Risk Management of Commercial Bank[J]. Economic Research Guide, 2009, 0(19): 56-57 |
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| Authors: | HAN Wen-guang |
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| Affiliation: | HAN Wen-guang (Ocean university of China School of Economics, Qingdao 266100,China) |
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| Abstract: | Credit risk of commercial bank has caused significant influence on commercial bank's financial security and business develop-ment. Clarifying different types of credit risk for commercial bank and make good management on them is the very important content of commercial bank raanagement. |
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| Keywords: | commercial bank risk management credit risk |
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