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东莞市民间借贷调查研究
引用本文:陈治扬,张静,李航,洪伟强.东莞市民间借贷调查研究[J].价值工程,2013(34):21-23.
作者姓名:陈治扬  张静  李航  洪伟强
作者单位:陕西师范大学国际商学院,西安710119
基金项目:国家大学生创新创业训练项目创新子项目的阶段性研究成果(项目编号CX12010)。
摘    要:东莞市民营经济发达,民间资本庞大。中小企业对资金的巨大需求推动了东莞市民间借贷的发展。本文主要在模式、安全性等方面,从盈利性民间借贷行为的侧重点以及盈利性民间借贷的中介机构的角度对东莞市民间借贷市场进行了深入的考察,并为合理引导东莞市民间资本,健康发展东莞市民间借贷市场提出了相关建议。

关 键 词:民间借贷  中小企业  小额贷款公司  村镇银行  担保公司

Research on the Private Lending in the City of Dongguan
CHEN Zhi-yang,ZHANG Jing,LI Hang,HONG Wei-qiang.Research on the Private Lending in the City of Dongguan[J].Value Engineering,2013(34):21-23.
Authors:CHEN Zhi-yang  ZHANG Jing  LI Hang  HONG Wei-qiang
Institution:{ International Business School, Shaanxi Normal University, Xi'an 710119, China )
Abstract:The private economy in Dongguan is very developed and the private capital is vast. The great demand of small and medium enterprises for money has promoted the development of private lending in Dongguan. The article made an in-depth investigation on the market of private lending in Dongguan from aspects such as mode and safety. The article focuses on the profitable private lending from an angle of intermediaries. Suggestions are made on how to guide the private capital in Dongguan and how to develop healthy market of private lending in Dongguan.
Keywords:private lending  small and medium enterprise  small loan company  village bank  guarantee company
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