| 我国投贷联动业务开展情况综述 |
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| 引用本文： | 王帅.我国投贷联动业务开展情况综述[J].长春金融高等专科学校学报,2019(1):70-73,35. |
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| 作者姓名： | 王帅 |
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| 作者单位： | 长春金融高等专科学校 金融学院,吉林 长春 130028;吉林省科技金融研究中心,吉林 长春 130028 |
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| 基金项目： | 吉林省科技金融研究中心基地项目;长春金融高等专科学校"十三五"科研资助项目 |
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| 摘 要： | 当前,我国投贷联动业务发展并不顺利,厘清投贷联动的概念及业务起因,结合我国投贷联动业务发展现状,分析我国商业银行在推进投贷联动的过程中可能会遇到的问题,提出对投贷联动的进一步发展有利的合理建议,如完善法律环境、突破制度瓶颈,优化监管政策、鼓励先行先试,给予配套政策支持,形成完善体系等等,对投贷联动在我国能够得到更好地发展十分必要。
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| 关 键 词： | 投贷联动 发展现状 对策建议 |
Review of China's Investment Loan Linkage Development |
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| WANG Shuai.Review of China's Investment Loan Linkage Development[J].Journal of Changchun Finance College,2019(1):70-73,35. |
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| Authors: | WANG Shuai |
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| Institution: | (College of Finance, Changchun Finance College, Changchun China, 130028;Jilin Science and Technology Financial Research Center, Changchun China, 130028) |
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| Abstract: | Through clarifying the concept and cause of investment-loan linkage, analyzing the problems that Chinese commercial banks may encounter in the process of promoting the interaction between investment and loan, taking Beijing Bank's investment-loan linkage business as an example, this paper analyzes the current situation of China's investment- loan linkage business, and then combines with some other banks' situation, finally a series of reasonable suggestions are made to improve the further and better development of the investment- loan linkage business such as improving the legal environment, breaking through the bottleneck of the system, optimizing the regulatory policy and encouraging the first to try and supporting policies to form a sound system. |
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| Keywords: | investment-loan linkage development status countermeasures |
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