交易银行转型发展路径与策略研究

供给侧结构性改革的深入推进改变了银行业的经营发展环境,加速推进着商业银行的发展动力升级和经营模式转型的步伐。向交易银行转型逐渐成为银行业的共性选择。交易银行转型发展重在立足金融本职,回归交易本源,处理好转型战略实施中的各种复杂关系,统筹做好战略定位、组织构架、业务建设、客户服务、风险管控等方面的工作,提高交易银行业务稳健发展能力和核心竞争力。

Research on the Path and Strategy of Trading Bank Transition Development

The deepening of supply-side structural reform has changed the operating and development environment of the banking industry, accelerated the pace of upgrading the development momentum and business model transformation of commercial banks. The transformation to the trading bank has gradually become the common choice of the banking industry. The transformation and development of trading banks should focus on their financial responsibilities, return to the source of transactions, handle various complex relations in the implementation of transformation strategies, make overall plans for strategic positioning, organizational structure, business construction, customer service, risk control and other aspects, and improve the stable development ability and core competitiveness of trading banks.