基于农业信贷净投入视角下我国农村经济影响因素的实证研究

本文在对研究农业信贷资金与我国农业GDP、农民收入等农村经济发展指标关系的国内外研究文献进行梳理和总结的过程中发现，现有研究过程和研究结论没有将农业信贷资金投入和农村资金外流两个相互影响的资金因素系统地进行考量，而是将二者人为割裂；同时在农村经济发展指标选取上也存在着不全面的问题。基于此，本文提出了“农业信贷净投入”的理论观点，将农业信贷投入与农业存款之间的差额作为分析变量，对我国在1993-2007年的农业经济指标进行了实证分析，并提出了相应的观点与建议。

An Empirical Research into the Influential Factors of Rural Economy Based on Net-Investment of Agricultural Credit

Based on the research about the relationship between agricultural credit and rural economy, the existing conclusions failed to analyze agricultural credit input and rural funds outflows as a whole, all of which belonged to rural capital. Moreover, the selected indicators which reflected rural economy development do not explain comprehensively. So this paper proposes ＇net investment of agricultural credit, and chooses the difference of credit input and agricultural credit as a parameter .With the data from 1993 to 2007,this paper uses empirical research to analyze the relation between rural economy and it＇ s influencing factors, then makes corresponding conclusions and suggestions.